SIREN : 953474004
MCL CONSEILS is a French company founded 2 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NARBONNE (11100), this company of category PME shows in 2023 a revenue of 4 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 |
|---|---|
| Revenue | 3 560 € |
| Net income | -7 026 € |
| EBITDA | -6 668 € |
| Net margin | -197.4% |
In 2023, MCL CONSEILS achieves revenue of 4 k€. After deducting consumption (0 €), gross margin stands at 4 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -7 k€, representing -187.3% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -7 k€ (-197.4% of revenue), which will impact equity.
3 560 €
3 560 €
-6 668 €
-6 668 €
-7 026 €
-187.3%
The debt ratio (= Financial debt / Equity x 100) stands at -337%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 142%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
-337.113%
142.174%
-197.36%
-3.131
In 2023, the debt ratio of MCL CONSEILS (-337.11) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of MCL CONSEILS (142.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of MCL CONSEILS (-3.13) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
-5.369
In 2023, the interest coverage of MCL CONSEILS (-5.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Based on 193 transactions of similar company sales (all years), the value of MCL CONSEILS is estimated at 3 497 € (range 975€ - 6 504€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MCL CONSEILS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MCL CONSEILS in 2023 is 4 k€.
MCL CONSEILS recorded a net loss in 2023.
The headquarters of MCL CONSEILS is located in NARBONNE (11100), in the department Aude.
The tax return of MCL CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MCL CONSEILS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.