SIREN : 527870240
MCI FINANCES is a French company founded 15 years ago, specialized in the sector Activités des sociétés holding. Based in CLERMONT (60600), this company of category PME shows in 2016 a revenue of 3 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2016 |
|---|---|
| Revenue | 2 775 € |
| Net income | 13 758 € |
| EBITDA | -140 728 € |
| Net margin | 495.8% |
In 2016, MCI FINANCES achieves revenue of 3 k€. After deducting consumption (3 k€), gross margin stands at -421 €, i.e. a rate of -15%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -141 k€, representing -5071.3% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 495.8% of revenue. This profit can be retained or distributed to shareholders.
2 775 €
-421 €
-140 728 €
-140 740 €
13 758 €
-5071.3%
The debt ratio (= Financial debt / Equity x 100) stands at 43%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 22.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 496.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
43.442%
46.255%
496.18%
22.658
88.7%
In 2016, the debt ratio of MCI FINANCES (43.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2016, the financial autonomy of MCI FINANCES (46.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2016, the repayment capacity of MCI FINANCES (22.66) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 112.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
112.734
-2.116
In 2016, the liquidity ratio of MCI FINANCES (112.73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2016, the interest coverage of MCI FINANCES (-2.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21359 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 92 days. The gap of 21267 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 10750 days of revenue, i.e. 83 k€ to permanently finance.
82 863 €
21359 j
92 j
0 j
10750 j
Based on 653 transactions of similar company sales (all years), the value of MCI FINANCES is estimated at 29 214 € (range 7 885€ - 75 993€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 653 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MCI FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MCI FINANCES in 2016 is 3 k€.
Yes, MCI FINANCES generated a net profit of 14 k€ in 2016.
The headquarters of MCI FINANCES is located in CLERMONT (60600), in the department Oise.
The tax return of MCI FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MCI FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.