SIREN : 878802255
MCB ASSURANCES is a French company founded 6 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MARIGNANE (13700), this company of category PME shows in 2024 a revenue of 431 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 431 095 € | 374 736 € |
| Net income | 65 168 € | 81 535 € |
| EBITDA | 80 659 € | 101 665 € |
| Net margin | 15.1% | 21.8% |
In 2024, MCB ASSURANCES achieves revenue of 431 k€. Vs 2023, growth of +15% (375 k€ -> 431 k€). After deducting consumption (0 €), gross margin stands at 431 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 81 k€, representing 18.7% of revenue. Warning negative scissor effect: despite revenue change (+15%), EBITDA varies by -21%, reducing margin by 8.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 65 k€, i.e. 15.1% of revenue. This profit can be retained or distributed to shareholders.
431 095 €
431 095 €
80 659 €
91 020 €
65 168 €
18.6%
The debt ratio (= Financial debt / Equity x 100) stands at 94%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 49%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 16.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
93.726%
49.01%
16.591%
4.038
34.2%
In 2024, the debt ratio of MCB ASSURANCES (93.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MCB ASSURANCES (49.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of MCB ASSURANCES (4.04) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 261.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.3x. Financial charges are adequately covered by operations.
261.234
3.303
In 2024, the liquidity ratio of MCB ASSURANCES (261.23) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of MCB ASSURANCES (3.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 12 days. Favorable situation: supplier credit is longer than customer credit by 12 days. Overall, WCR represents 2 days of revenue, i.e. 2 k€ to permanently finance.
2 470 €
0 j
12 j
0 j
2 j
Based on 193 transactions of similar company sales (all years), the value of MCB ASSURANCES is estimated at 202 113 € (range 60 451€ - 605 293€). With an EBITDA of 80 659€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MCB ASSURANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MCB ASSURANCES in 2024 is 431 k€.
Yes, MCB ASSURANCES generated a net profit of 65 k€ in 2024.
The headquarters of MCB ASSURANCES is located in MARIGNANE (13700), in the department Bouches-du-Rhone.
The tax return of MCB ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MCB ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.