Employees: 02 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1997-01-02 (29 years)Status: ActiveBusiness sector: Location de courte durée de voitures et de véhicules automobiles légersLocation: MONTAUBAN (82000), Tarn-et-Garonne
M.C.AUTO : revenue, balance sheet and financial ratios
M.C.AUTO is a French company
founded 29 years ago,
specialized in the sector Location de courte durée de voitures et de véhicules automobiles légers.
Based in MONTAUBAN (82000),
this company of category PME
shows in 2023 a revenue of 2.2 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, M.C.AUTO records a net loss of 53 k€. This deficit will reduce equity on the balance sheet.
Net income (2025)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-53 052 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 626%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
625.983%
Financial autonomy (2025)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
4.474%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2025
Debt ratio
89.321
46.86
35.235
25.764
15.602
16.678
12.452
31.395
625.983
Financial autonomy
28.276
22.154
41.897
58.607
55.123
55.947
46.513
43.433
4.474
Repayment capacity
2.205
6.055
1.44
2.086
-2.376
1.101
0.24
0.283
None
Cash flow / Revenue
2.237%
0.724%
3.884%
2.612%
-1.642%
2.999%
6.368%
13.861%
None%
Sector positioning
Debt ratio
625.982025
2022
2023
2025
Q1: 0.02
Med: 27.52
Q3: 155.38
Watch+41 pts over 3 years
In 2025, the debt ratio of M.C.AUTO (625.98) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
4.47%2025
2022
2023
2025
Q1: 5.55%
Med: 33.13%
Q3: 66.63%
Average-40 pts over 3 years
In 2025, the financial autonomy of M.C.AUTO (4.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.28 years2023
2022
2023
Q1: 0.0 years
Med: 0.11 years
Q3: 2.31 years
Average
In 2023, the repayment capacity of M.C.AUTO (0.28) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 106.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
106.222
Liquidity indicators evolution M.C.AUTO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2025
Liquidity ratio
107.077
73.499
164.862
285.647
216.161
236.119
182.856
187.871
106.222
Interest coverage
4.208
1.122
0.479
0.569
1.085
0.354
0.126
0.234
None
Sector positioning
Liquidity ratio
106.222025
2022
2023
2025
Q1: 106.04
Med: 212.9
Q3: 514.56
Average-27 pts over 3 years
In 2025, the liquidity ratio of M.C.AUTO (106.22) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.23x2023
2022
2023
Q1: 0.0x
Med: 0.0x
Q3: 3.83x
Good
In 2023, the interest coverage of M.C.AUTO (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution M.C.AUTO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2025
Operating WCR
102 430 €
-48 095 €
217 152 €
207 564 €
202 130 €
266 657 €
175 071 €
109 967 €
0 €
Inventory turnover (days)
5
3
3
3
4
2
0
0
0
Customer payment term (days)
38
39
43
40
49
71
51
44
0
Supplier payment term (days)
18
29
41
22
45
23
24
19
0
Positioning of M.C.AUTO in its sector
Comparison with sector Location de courte durée de voitures et de véhicules automobiles légers
Similar companies (Location de courte durée de voitures et de véhicules automobiles légers)
Compare M.C.AUTO with other companies in the same sector:
The headquarters of M.C.AUTO is located in MONTAUBAN (82000), in the department Tarn-et-Garonne.
Where to find the tax return of M.C.AUTO ?
The tax return of M.C.AUTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does M.C.AUTO operate?
M.C.AUTO operates in the sector Location de courte durée de voitures et de véhicules automobiles légers (NAF code 77.11A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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