Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

M.CARDON PATRIMOINE : revenue, balance sheet and financial ratios

M.CARDON PATRIMOINE is a French company founded 5 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BOIS-GUILLAUME (76230), this company of category PME shows in 2024 a net income positive of 2.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - M.CARDON PATRIMOINE (SIREN 889683421)
Indicator 2024 2023 2022
Revenue N/C N/C N/C
Net income 2 541 676 € 1 308 584 € 618 297 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2024, M.CARDON PATRIMOINE generates positive net income of 2.5 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2022-2024: 618 k€ -> 2.5 M€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 541 676 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 10%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

9.824%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

74.896%

Solvency indicators evolution
M.CARDON PATRIMOINE

Sector positioning

Debt ratio
9.82 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average -9 pts over 3 years

In 2024, the debt ratio of M.CARDON PATRIMOINE (9.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
74.9% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good

In 2024, the financial autonomy of M.CARDON PATRIMOINE (74.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Positioning of M.CARDON PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of M.CARDON PATRIMOINE is estimated at 5 115 553 € (range 2 419 755€ - 23 357 091€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
2419k€ 5115k€ 23357k€
5 115 553 € Range: 2 419 755€ - 23 357 091€
NAF 5 all-time

Valuation method used

Net Income Multiple
2 541 676 € × 2.0x = 5 115 554 €
Range: 2 419 755€ - 23 357 092€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare M.CARDON PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about M.CARDON PATRIMOINE

What is the revenue of M.CARDON PATRIMOINE ?

The revenue of M.CARDON PATRIMOINE is not publicly disclosed (confidential accounts filed with INPI).

Is M.CARDON PATRIMOINE profitable?

Yes, M.CARDON PATRIMOINE generated a net profit of 2.5 M€ in 2024.

Where is the headquarters of M.CARDON PATRIMOINE ?

The headquarters of M.CARDON PATRIMOINE is located in BOIS-GUILLAUME (76230), in the department Seine-Maritime.

Where to find the tax return of M.CARDON PATRIMOINE ?

The tax return of M.CARDON PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does M.CARDON PATRIMOINE operate?

M.CARDON PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.