Employees: 01 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-12-20 (18 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: AIX-EN-PROVENCE (13290), Bouches-du-Rhone
MCA, MEILLEURS COURTIERS EN ASSURANCES : revenue, balance sheet and financial ratios
MCA, MEILLEURS COURTIERS EN ASSURANCES is a French company
founded 18 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in AIX-EN-PROVENCE (13290),
this company of category PME
shows in 2020 a revenue of 4.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MCA, MEILLEURS COURTIERS EN ASSURANCES (SIREN 501924302)
Indicator
2024
2023
2022
2021
2020
2019
2017
Revenue
N/C
N/C
N/C
N/C
4 323 286 €
5 171 273 €
3 219 780 €
Net income
-391 930 €
-40 558 €
14 886 €
11 178 €
96 393 €
240 714 €
124 727 €
EBITDA
N/C
N/C
N/C
N/C
165 883 €
399 310 €
171 391 €
Net margin
N/C
N/C
N/C
N/C
2.2%
4.7%
3.9%
Revenue and income statement
In 2024, MCA, MEILLEURS COURTIERS EN ASSURANCES records a net loss of 392 k€. This deficit will reduce equity on the balance sheet.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-391 930 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 67%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
67.195%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
46.692%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution MCA, MEILLEURS COURTIERS EN ASSURANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2019
2020
2021
2022
2023
2024
Debt ratio
71.166
89.492
123.69
117.364
91.928
69.543
67.195
Financial autonomy
24.001
34.401
35.703
38.059
41.787
48.932
46.692
Repayment capacity
1.891
2.472
10.188
None
None
None
None
Cash flow / Revenue
3.974%
5.495%
2.725%
None%
None%
None%
None%
Sector positioning
Debt ratio
67.192024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average
In 2024, the debt ratio of MCA, MEILLEURS COURTIERS ... (67.19) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
46.69%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average
In 2024, the financial autonomy of MCA, MEILLEURS COURTIERS ... (46.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 286.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
286.988
Liquidity indicators evolution MCA, MEILLEURS COURTIERS EN ASSURANCES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2017
2019
2020
2021
2022
2023
2024
Liquidity ratio
137.742
213.652
361.384
414.092
309.672
327.874
286.988
Interest coverage
9.589
6.574
13.103
None
None
None
None
Sector positioning
Liquidity ratio
286.992024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good
In 2024, the liquidity ratio of MCA, MEILLEURS COURTIERS ... (286.99) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MCA, MEILLEURS COURTIERS EN ASSURANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2017
2019
2020
2021
2022
2023
2024
Operating WCR
934 380 €
2 078 800 €
2 552 165 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
Customer payment term (days)
50
67
89
0
0
0
0
Supplier payment term (days)
26
23
25
0
0
0
0
Positioning of MCA, MEILLEURS COURTIERS EN ASSURANCES in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Similar companies (Activités des agents et courtiers d'assurances)
Compare MCA, MEILLEURS COURTIERS EN ASSURANCES with other companies in the same sector:
Frequently asked questions about MCA, MEILLEURS COURTIERS EN ASSURANCES
What is the revenue of MCA, MEILLEURS COURTIERS EN ASSURANCES ?
The revenue of MCA, MEILLEURS COURTIERS EN ASSURANCES in 2020 is 4.3 M€.
Is MCA, MEILLEURS COURTIERS EN ASSURANCES profitable?
MCA, MEILLEURS COURTIERS EN ASSURANCES recorded a net loss in 2024.
Where is the headquarters of MCA, MEILLEURS COURTIERS EN ASSURANCES ?
The headquarters of MCA, MEILLEURS COURTIERS EN ASSURANCES is located in AIX-EN-PROVENCE (13290), in the department Bouches-du-Rhone.
Where to find the tax return of MCA, MEILLEURS COURTIERS EN ASSURANCES ?
The tax return of MCA, MEILLEURS COURTIERS EN ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MCA, MEILLEURS COURTIERS EN ASSURANCES operate?
MCA, MEILLEURS COURTIERS EN ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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