SIREN : 841047871
MBFL ASSOCIES is a French company founded 7 years ago, specialized in the sector Conseil pour les affaires et autres conseils de gestion. Based in CHAPONOST (69630), this company of category PME shows in 2022 a revenue of 146 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|
| Revenue | 146 491 € | 148 583 € | 137 658 € | 135 360 € | 53 200 € |
| Net income | 9 398 € | 12 902 € | 1 317 € | 1 644 € | -2 320 € |
| EBITDA | 11 077 € | 13 573 € | 785 € | -1 962 € | -2 306 € |
| Net margin | 6.4% | 8.7% | 1.0% | 1.2% | -4.4% |
In 2022, MBFL ASSOCIES achieves revenue of 146 k€. Over the period 2018-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +28.8%. Slight decline of -1% vs 2021. After deducting consumption (0 €), gross margin stands at 146 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11 k€, representing 7.6% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9 k€, i.e. 6.4% of revenue. This profit can be retained or distributed to shareholders.
146 491 €
146 491 €
11 077 €
11 076 €
9 398 €
7.6%
The debt ratio (= Financial debt / Equity x 100) stands at 195%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 37.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 6.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
194.607%
29.05%
6.415%
37.236
In 2022, the debt ratio of MBFL ASSOCIES (194.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of MBFL ASSOCIES (29.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of MBFL ASSOCIES (37.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 454.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
454.277
0.181
In 2022, the liquidity ratio of MBFL ASSOCIES (454.28) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2022, the interest coverage of MBFL ASSOCIES (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 380 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 311 days. The gap of 69 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 794 days of revenue, i.e. 323 k€ to permanently finance. Over 2018-2022, WCR increased by +269%, requiring additional financing.
322 957 €
380 j
311 j
0 j
794 j
Based on 88 transactions of similar company sales
in 2022,
the value of MBFL ASSOCIES is estimated at
67 293 €
(range 33 818€ - 138 808€).
With an EBITDA of 11 077€, the sector multiple of 6.8x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MBFL ASSOCIES with other companies in the same sector:
Voir toutes les statistiques du secteur Conseil pour les affaires et autres conseils de gestion
The revenue of MBFL ASSOCIES in 2022 is 146 k€.
Yes, MBFL ASSOCIES generated a net profit of 9 k€ in 2022.
The headquarters of MBFL ASSOCIES is located in CHAPONOST (69630), in the department Rhone.
The tax return of MBFL ASSOCIES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MBFL ASSOCIES operates in the sector Conseil pour les affaires et autres conseils de gestion (NAF code 70.22Z). See the 'Sector positioning' section above to compare the company with its competitors.