MAZET ENGERAND ET GARDY : revenue, balance sheet and financial ratios

MAZET ENGERAND ET GARDY is a French company founded 70 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in PARIS (75014), this company of category PME shows in 2024 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MAZET ENGERAND ET GARDY (SIREN 562107904)
Indicator 2024 2023 2021 2020 2019 2018 2017
Revenue 2 022 556 € 2 019 557 € 1 849 296 € 1 834 511 € 2 101 300 € 1 934 379 € 1 796 058 €
Net income 159 586 € -968 447 € 205 858 € 166 949 € 258 568 € 268 329 € 210 479 €
EBITDA 111 791 € -13 363 € -26 508 € 123 024 € 178 355 € 175 332 € 112 424 €
Net margin 7.9% -48.0% 11.1% 9.1% 12.3% 13.9% 11.7%

Revenue and income statement

In 2024, MAZET ENGERAND ET GARDY achieves revenue of 2.0 M€. Revenue is growing positively over 7 years (CAGR: +1.7%). Vs 2023: +0%. After deducting consumption (0 €), gross margin stands at 2.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 112 k€, representing 5.5% of revenue. Positive scissor effect: EBITDA margin improves by +6.2 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 160 k€, i.e. 7.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 022 556 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 022 556 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

111 791 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

228 035 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

159 586 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 66%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

66.211%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

14.458%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.467%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

9.406

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

41.3%

Solvency indicators evolution
MAZET ENGERAND ET GARDY

Sector positioning

Debt ratio
66.21 2024
2021
2023
2024
Q1: 0.0
Med: 9.88
Q3: 66.83
Average +24 pts over 3 years

In 2024, the debt ratio of MAZET ENGERAND ET GARDY (66.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
14.46% 2024
2021
2023
2024
Q1: 3.14%
Med: 14.37%
Q3: 43.78%
Good

In 2024, the financial autonomy of MAZET ENGERAND ET GARDY (14.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
9.41 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Average +16 pts over 3 years

In 2024, the repayment capacity of MAZET ENGERAND ET GARDY (9.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 103.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 24.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

103.3

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

24.402

Liquidity indicators evolution
MAZET ENGERAND ET GARDY

Sector positioning

Liquidity ratio
103.3 2024
2021
2023
2024
Q1: 100.01
Med: 116.58
Q3: 409.86
Average

In 2024, the liquidity ratio of MAZET ENGERAND ET GARDY (103.30) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
24.4x 2024
2021
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.69x
Excellent +50 pts over 3 years

In 2024, the interest coverage of MAZET ENGERAND ET GARDY (24.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 112 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 158 days. Excellent situation: suppliers finance 46 days of the operating cycle (retail model). WCR is negative (-1024 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-5 755 163 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

112 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

158 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-1024 j

WCR and payment terms evolution
MAZET ENGERAND ET GARDY

Positioning of MAZET ENGERAND ET GARDY in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of MAZET ENGERAND ET GARDY is estimated at 318 498 € (range 125 255€ - 820 683€). With an EBITDA of 111 791€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
125k€ 318k€ 820k€
318 498 € Range: 125 255€ - 820 683€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
111 791 € × 1.3x
Estimation 148 265 €
51 587€ - 447 334€
Revenue Multiple 30%
2 022 556 € × 0.29x
Estimation 577 146 €
278 186€ - 1 259 107€
Net Income Multiple 20%
159 586 € × 2.2x
Estimation 356 108 €
80 029€ - 1 096 423€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare MAZET ENGERAND ET GARDY with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about MAZET ENGERAND ET GARDY

What is the revenue of MAZET ENGERAND ET GARDY ?

The revenue of MAZET ENGERAND ET GARDY in 2024 is 2.0 M€.

Is MAZET ENGERAND ET GARDY profitable?

Yes, MAZET ENGERAND ET GARDY generated a net profit of 160 k€ in 2024.

Where is the headquarters of MAZET ENGERAND ET GARDY ?

The headquarters of MAZET ENGERAND ET GARDY is located in PARIS (75014), in the department Paris.

Where to find the tax return of MAZET ENGERAND ET GARDY ?

The tax return of MAZET ENGERAND ET GARDY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MAZET ENGERAND ET GARDY operate?

MAZET ENGERAND ET GARDY operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.