SIREN : 838183598
MAXCOVER is a French company founded 8 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69006), this company of category ETI shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 1 272 152 € | 1 293 834 € | 964 743 € | 801 867 € | 646 617 € | 542 177 € |
| Net income | 501 302 € | 487 049 € | 323 311 € | 283 048 € | 178 806 € | 160 255 € |
| EBITDA | 637 484 € | 626 095 € | 437 768 € | 388 454 € | 247 352 € | 231 993 € |
| Net margin | 39.4% | 37.6% | 33.5% | 35.3% | 27.7% | 29.6% |
In 2024, MAXCOVER achieves revenue of 1.3 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +18.6%. Slight decline of -2% vs 2023. After deducting consumption (0 €), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 637 k€, representing 50.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 501 k€, i.e. 39.4% of revenue. This profit can be retained or distributed to shareholders.
1 272 152 €
1 272 152 €
637 484 €
636 858 €
501 302 €
50.1%
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 39.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
12.331%
57.437%
39.644%
0.159
In 2024, the debt ratio of MAXCOVER (12.33) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MAXCOVER (57.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of MAXCOVER (0.16) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 288.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
288.529
0.0
In 2024, the liquidity ratio of MAXCOVER (288.53) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of MAXCOVER (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 12 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 144 days. Excellent situation: suppliers finance 132 days of the operating cycle (retail model). Overall, WCR represents 113 days of revenue, i.e. 398 k€ to permanently finance. Over 2019-2024, WCR increased by +420%, requiring additional financing.
397 649 €
12 j
144 j
0 j
113 j
Based on 193 transactions of similar company sales (all years), the value of MAXCOVER is estimated at 962 616 € (range 299 679€ - 3 588 354€). With an EBITDA of 637 484€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MAXCOVER with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of MAXCOVER in 2024 is 1.3 M€.
Yes, MAXCOVER generated a net profit of 501 k€ in 2024.
The headquarters of MAXCOVER is located in LYON (69006), in the department Rhone.
The tax return of MAXCOVER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MAXCOVER operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.