Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1992-10-05 (33 years)Status: ActiveBusiness sector: Commerce de voitures et de véhicules automobiles légersLocation: NOYAL-PONTIVY (56920), Morbihan
MAT AUTO 56 : revenue, balance sheet and financial ratios
MAT AUTO 56 is a French company
founded 33 years ago,
specialized in the sector Commerce de voitures et de véhicules automobiles légers.
Based in NOYAL-PONTIVY (56920),
this company of category PME
shows in 2022 a revenue of 1.1 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, MAT AUTO 56 generates positive net income of 51 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 40 k€ -> 51 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
50 683 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 423%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
423.137%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
11.695%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2019
2020
2021
2022
2023
2024
Debt ratio
288.764
515.256
443.901
232.947
267.493
416.399
423.137
Financial autonomy
14.544
9.674
11.363
18.445
14.649
8.645
11.695
Repayment capacity
3.621
9.631
None
None
3.82
None
None
Cash flow / Revenue
6.128%
2.19%
None%
None%
5.894%
None%
None%
Sector positioning
Debt ratio
423.142024
2022
2023
2024
Q1: 4.09
Med: 38.32
Q3: 128.11
Average
In 2024, the debt ratio of MAT AUTO 56 (423.14) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
11.7%2024
2022
2023
2024
Q1: 10.8%
Med: 27.26%
Q3: 53.13%
Average
In 2024, the financial autonomy of MAT AUTO 56 (11.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
3.82 years2022
2022
Q1: 0.0 years
Med: 0.78 years
Q3: 4.48 years
Average
In 2022, the repayment capacity of MAT AUTO 56 (3.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 249.75. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
249.75
Liquidity indicators evolution MAT AUTO 56
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2019
2020
2021
2022
2023
2024
Liquidity ratio
216.215
232.218
249.845
250.854
211.802
176.281
249.75
Interest coverage
1.466
3.139
None
None
0.57
None
None
Sector positioning
Liquidity ratio
249.752024
2022
2023
2024
Q1: 132.95
Med: 200.57
Q3: 385.86
Good+5 pts over 3 years
In 2024, the liquidity ratio of MAT AUTO 56 (249.75) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.57x2022
2022
Q1: 0.0x
Med: 1.22x
Q3: 7.72x
Average
In 2022, the interest coverage of MAT AUTO 56 (0.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MAT AUTO 56
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2019
2020
2021
2022
2023
2024
Operating WCR
336 530 €
272 630 €
0 €
0 €
394 829 €
0 €
0 €
Inventory turnover (days)
77
67
0
0
80
0
0
Customer payment term (days)
86
41
0
0
63
0
0
Supplier payment term (days)
65
41
0
0
79
0
0
Positioning of MAT AUTO 56 in its sector
Comparison with sector Commerce de voitures et de véhicules automobiles légers
Valuation estimate
Based on 148 transactions of similar company sales
in 2024,
the value of MAT AUTO 56 is estimated at
132 222 €
(range 71 332€ - 419 917€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
148 transactions
71k€132k€419k€
132 222 €Range: 71 332€ - 419 917€
NAF 5 année 2024
Valuation method used
Net Income Multiple
50 683 €
×
2.6x
=132 222 €
Range: 71 332€ - 419 918€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de voitures et de véhicules automobiles légers)
Compare MAT AUTO 56 with other companies in the same sector:
Yes, MAT AUTO 56 generated a net profit of 51 k€ in 2024.
Where is the headquarters of MAT AUTO 56 ?
The headquarters of MAT AUTO 56 is located in NOYAL-PONTIVY (56920), in the department Morbihan.
Where to find the tax return of MAT AUTO 56 ?
The tax return of MAT AUTO 56 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MAT AUTO 56 operate?
MAT AUTO 56 operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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