SIREN : 480600808
MASTER TRUST is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-GENIS-LAVAL (69230), this company of category PME shows in 2024 a revenue of 621 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 621 135 € | 669 008 € | 894 067 € | 995 996 € | 783 278 € | 872 478 € | 1 004 845 € | 917 300 € | 632 450 € |
| Net income | 78 334 € | 268 553 € | 412 593 € | 207 455 € | 1 951 728 € | 381 633 € | 135 045 € | 120 312 € | 31 636 € |
| EBITDA | 10 046 € | -8 446 € | 332 917 € | 231 773 € | -91 802 € | -52 485 € | 112 013 € | 783 700 € | 514 209 € |
| Net margin | 12.6% | 40.1% | 46.1% | 20.8% | 249.2% | 43.7% | 13.4% | 13.1% | 5.0% |
In 2024, MASTER TRUST achieves revenue of 621 k€. Activity remains stable over the period (CAGR: -0.2%). Slight decline of -7% vs 2023. After deducting consumption (0 €), gross margin stands at 621 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 1.6% of revenue. Positive scissor effect: EBITDA margin improves by +2.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 78 k€, i.e. 12.6% of revenue. This profit can be retained or distributed to shareholders.
621 135 €
621 135 €
10 046 €
25 397 €
78 334 €
1.6%
The debt ratio (= Financial debt / Equity x 100) stands at 72%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 10.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
71.99%
54.684%
10.295%
17.091
27.1%
In 2024, the debt ratio of MASTER TRUST (71.99) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MASTER TRUST (54.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MASTER TRUST (17.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 406.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 444.6x. Operating income very largely covers interest expenses: high safety margin.
406.549
444.625
In 2024, the liquidity ratio of MASTER TRUST (406.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of MASTER TRUST (444.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 14 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 16 days. Overall, WCR represents 316 days of revenue, i.e. 545 k€ to permanently finance. Over 2016-2024, WCR increased by +230%, requiring additional financing.
544 555 €
14 j
30 j
0 j
316 j
Based on 54 transactions of similar company sales
in 2024,
the value of MASTER TRUST is estimated at
156 875 €
(range 86 954€ - 289 293€).
With an EBITDA of 10 046€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MASTER TRUST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MASTER TRUST in 2024 is 621 k€.
Yes, MASTER TRUST generated a net profit of 78 k€ in 2024.
The headquarters of MASTER TRUST is located in SAINT-GENIS-LAVAL (69230), in the department Rhone.
The tax return of MASTER TRUST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MASTER TRUST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.