Employees: 11 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1995-07-01 (30 years)Status: ActiveBusiness sector: Travaux de plâtrerieLocation: QUEDILLAC (35290), Ille-et-Vilaine
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
MASSARD & ASSOCIE : revenue, balance sheet and financial ratios
MASSARD & ASSOCIE is a French company
founded 30 years ago,
specialized in the sector Travaux de plâtrerie.
Based in QUEDILLAC (35290),
this company of category PME
shows in 2025 a net income negative of -8 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MASSARD & ASSOCIE (SIREN 401849526)
Indicator
2025
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net income
-7 614 €
128 564 €
124 998 €
136 629 €
89 100 €
74 596 €
61 214 €
47 277 €
18 049 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
N/C
Revenue and income statement
In 2025, MASSARD & ASSOCIE records a net loss of 8 k€. This deficit will reduce equity on the balance sheet.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-7 614 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 59%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.031%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
58.604%
Asset age ratio (2025)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2025
Debt ratio
19.154
19.592
13.185
14.326
17.305
18.48
22.921
25.227
0.031
Financial autonomy
67.874
64.358
68.541
64.191
66.182
67.229
60.762
64.587
58.604
Repayment capacity
None
None
None
None
None
None
None
None
None
Cash flow / Revenue
None%
None%
None%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
0.032025
2022
2023
2025
Q1: 2.43
Med: 17.47
Q3: 47.18
Excellent-26 pts over 3 years
In 2025, the debt ratio of MASSARD & ASSOCIE (0.03) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
58.6%2025
2022
2023
2025
Q1: 23.31%
Med: 42.83%
Q3: 59.32%
Good
In 2025, the financial autonomy of MASSARD & ASSOCIE (58.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 247.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
247.545
Liquidity indicators evolution MASSARD & ASSOCIE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2025
Liquidity ratio
464.53
382.679
407.892
334.613
390.401
434.942
359.697
457.269
247.545
Interest coverage
None
None
None
None
None
None
None
None
None
Sector positioning
Liquidity ratio
247.542025
2022
2023
2025
Q1: 157.61
Med: 216.86
Q3: 325.54
Good-18 pts over 3 years
In 2025, the liquidity ratio of MASSARD & ASSOCIE (247.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Positioning of MASSARD & ASSOCIE in its sector
Comparison with sector Travaux de plâtrerie
Similar companies (Travaux de plâtrerie)
Compare MASSARD & ASSOCIE with other companies in the same sector:
Frequently asked questions about MASSARD & ASSOCIE
What is the revenue of MASSARD & ASSOCIE ?
The revenue of MASSARD & ASSOCIE is not publicly disclosed (confidential accounts filed with INPI).
Is MASSARD & ASSOCIE profitable?
MASSARD & ASSOCIE recorded a net loss in 2025.
Where is the headquarters of MASSARD & ASSOCIE ?
The headquarters of MASSARD & ASSOCIE is located in QUEDILLAC (35290), in the department Ille-et-Vilaine.
Where to find the tax return of MASSARD & ASSOCIE ?
The tax return of MASSARD & ASSOCIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MASSARD & ASSOCIE operate?
MASSARD & ASSOCIE operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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