SIREN : 434563904
MAS BANCAOUS is a French company founded 25 years ago, specialized in the sector Location de logements. Based in ZIMMERBACH (68230), this company of category PME shows in 2017 a revenue of 36 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2017 | 2016 |
|---|---|---|
| Revenue | 35 767 € | 39 904 € |
| Net income | -25 539 € | -22 740 € |
| EBITDA | 14 179 € | 17 025 € |
| Net margin | -71.4% | -57.0% |
In 2017, MAS BANCAOUS achieves revenue of 36 k€. Significant drop of -10% vs 2016. After deducting consumption (0 €), gross margin stands at 36 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 39.6% of revenue. Warning negative scissor effect: despite revenue change (-10%), EBITDA varies by -17%, reducing margin by 3.0 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -26 k€ (-71.4% of revenue), which will impact equity.
35 767 €
35 767 €
14 179 €
-18 680 €
-25 539 €
39.6%
The debt ratio (= Financial debt / Equity x 100) stands at 813%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 156.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 19.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
813.492%
10.897%
19.577%
156.119
89.1%
In 2017, the debt ratio of MAS BANCAOUS (813.49) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2017, the financial autonomy of MAS BANCAOUS (10.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2017, the repayment capacity of MAS BANCAOUS (156.12) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 7977.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 48.4x. Operating income very largely covers interest expenses: high safety margin.
7977.839
48.374
In 2017, the liquidity ratio of MAS BANCAOUS (7977.84) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2017, the interest coverage of MAS BANCAOUS (48.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Excellent situation: suppliers finance 51 days of the operating cycle (retail model). Inventory turnover is 4448 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 4463 days of revenue, i.e. 443 k€ to permanently finance.
443 410 €
9 j
60 j
4448 j
4463 j
Based on 227 transactions of similar company sales in 2017, the value of MAS BANCAOUS is estimated at 47 664 € (range 15 151€ - 90 477€). With an EBITDA of 14 179€, the sector multiple of 4.4x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 227 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MAS BANCAOUS with other companies in the same sector:
Voir toutes les statistiques du secteur Location de logements
The revenue of MAS BANCAOUS in 2017 is 36 k€.
MAS BANCAOUS recorded a net loss in 2017.
The headquarters of MAS BANCAOUS is located in ZIMMERBACH (68230), in the department Haut-Rhin.
The tax return of MAS BANCAOUS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MAS BANCAOUS operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.