MARY AUTOMOBILES LISIEUX : revenue, balance sheet and financial ratios

MARY AUTOMOBILES LISIEUX is a French company founded 30 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in GLOS (14100), this company of category ETI shows in 2024 a revenue of 37.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MARY AUTOMOBILES LISIEUX (SIREN 405154493)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 37 094 283 € 42 167 247 € 42 290 933 € 41 192 502 € 41 712 808 € 41 960 344 € 40 312 873 € 36 107 080 € 30 896 110 €
Net income 365 379 € 582 484 € 1 109 301 € 805 279 € 981 026 € 531 533 € 383 738 € 501 367 € 391 895 €
EBITDA 1 123 025 € 1 013 146 € 1 716 537 € 1 391 955 € 1 266 733 € 911 049 € 558 465 € 747 056 € 646 424 €
Net margin 1.0% 1.4% 2.6% 2.0% 2.4% 1.3% 1.0% 1.4% 1.3%

Revenue and income statement

In 2024, MARY AUTOMOBILES LISIEUX achieves revenue of 37.1 M€. Revenue is growing positively over 9 years (CAGR: +2.3%). Significant drop of -12% vs 2023. After deducting consumption (30.5 M€), gross margin stands at 6.5 M€, i.e. a rate of 18%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.1 M€, representing 3.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 365 k€, i.e. 1.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

37 094 283 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

6 546 286 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 123 025 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

508 120 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

365 379 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 2.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

48.388%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.794%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.428%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.196

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.6%

Solvency indicators evolution
MARY AUTOMOBILES LISIEUX

Sector positioning

Debt ratio
48.39 2024
2022
2023
2024
Q1: 4.08
Med: 38.33
Q3: 127.96
Average +17 pts over 3 years

In 2024, the debt ratio of MARY AUTOMOBILES LISIEUX (48.39) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
37.79% 2024
2022
2023
2024
Q1: 10.78%
Med: 27.25%
Q3: 53.06%
Good +5 pts over 3 years

In 2024, the financial autonomy of MARY AUTOMOBILES LISIEUX (37.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.2 years 2024
2022
2023
2024
Q1: -0.37 years
Med: 0.21 years
Q3: 3.53 years
Average +40 pts over 3 years

In 2024, the repayment capacity of MARY AUTOMOBILES LISIEUX (2.20) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 230.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.3x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

230.569

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.336

Liquidity indicators evolution
MARY AUTOMOBILES LISIEUX

Sector positioning

Liquidity ratio
230.57 2024
2022
2023
2024
Q1: 132.93
Med: 200.61
Q3: 386.05
Good +24 pts over 3 years

In 2024, the liquidity ratio of MARY AUTOMOBILES LISIEUX (230.57) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
4.34x 2024
2022
2023
2024
Q1: 0.0x
Med: 2.15x
Q3: 25.1x
Good +10 pts over 3 years

In 2024, the interest coverage of MARY AUTOMOBILES LISIEUX (4.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Inventory turnover is 58 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 93 days of revenue, i.e. 9.6 M€ to permanently finance. Over 2016-2024, WCR increased by +25%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

9 573 663 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

32 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

42 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

58 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

93 j

WCR and payment terms evolution
MARY AUTOMOBILES LISIEUX

Positioning of MARY AUTOMOBILES LISIEUX in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2024, the value of MARY AUTOMOBILES LISIEUX is estimated at 2 881 494 € (range 1 255 168€ - 5 103 804€). With an EBITDA of 1 123 025€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
148 transactions
1255k€ 2881k€ 5103k€
2 881 494 € Range: 1 255 168€ - 5 103 804€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 123 025 € × 1.6x
Estimation 1 811 693 €
674 164€ - 2 697 409€
Revenue Multiple 30%
37 094 283 € × 0.16x
Estimation 5 950 022 €
2 717 462€ - 10 498 848€
Net Income Multiple 20%
365 379 € × 2.6x
Estimation 953 205 €
514 241€ - 3 027 231€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare MARY AUTOMOBILES LISIEUX with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about MARY AUTOMOBILES LISIEUX

What is the revenue of MARY AUTOMOBILES LISIEUX ?

The revenue of MARY AUTOMOBILES LISIEUX in 2024 is 37.1 M€.

Is MARY AUTOMOBILES LISIEUX profitable?

Yes, MARY AUTOMOBILES LISIEUX generated a net profit of 365 k€ in 2024.

Where is the headquarters of MARY AUTOMOBILES LISIEUX ?

The headquarters of MARY AUTOMOBILES LISIEUX is located in GLOS (14100), in the department Calvados.

Where to find the tax return of MARY AUTOMOBILES LISIEUX ?

The tax return of MARY AUTOMOBILES LISIEUX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MARY AUTOMOBILES LISIEUX operate?

MARY AUTOMOBILES LISIEUX operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.