SIREN : 493389563
MARTIN FINANCE is a French company founded 19 years ago, specialized in the sector Activités des sociétés holding. Based in YFFINIAC (22120), this company of category PME shows in 2025 a revenue of 215 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 215 000 € | 200 000 € | 160 348 € | 157 774 € | 194 562 € | 285 260 € | 180 000 € | 180 000 € | 180 000 € | 180 000 € |
| Net income | 228 570 € | 59 512 € | 16 734 € | 11 624 € | 16 977 € | 67 909 € | 34 288 € | 30 415 € | 34 334 € | 50 241 € |
| EBITDA | 16 472 € | 58 982 € | 10 959 € | 11 612 € | 15 019 € | 23 489 € | 34 750 € | 33 418 € | 23 122 € | 31 707 € |
| Net margin | 106.3% | 29.8% | 10.4% | 7.4% | 8.7% | 23.8% | 19.0% | 16.9% | 19.1% | 27.9% |
In 2025, MARTIN FINANCE achieves revenue of 215 k€. Revenue is growing positively over 10 years (CAGR: +2.0%). Vs 2024: +8%. After deducting consumption (0 €), gross margin stands at 215 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 7.7% of revenue. Warning negative scissor effect: despite revenue change (+8%), EBITDA varies by -72%, reducing margin by 21.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 229 k€, i.e. 106.3% of revenue. This profit can be retained or distributed to shareholders.
215 000 €
215 000 €
16 472 €
16 482 €
228 570 €
7.7%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 106.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.249%
96.148%
106.312%
0.032
In 2025, the debt ratio of MARTIN FINANCE (0.25) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of MARTIN FINANCE (96.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of MARTIN FINANCE (0.03) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 748.29. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
748.293
0.0
In 2025, the liquidity ratio of MARTIN FINANCE (748.29) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of MARTIN FINANCE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 84 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 195 days. Excellent situation: suppliers finance 111 days of the operating cycle (retail model). Overall, WCR represents 504 days of revenue, i.e. 301 k€ to permanently finance. Over 2016-2025, WCR increased by +1711%, requiring additional financing.
300 733 €
84 j
195 j
0 j
504 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 99 634€ to 1 285 118€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MARTIN FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MARTIN FINANCE in 2025 is 215 k€.
Yes, MARTIN FINANCE generated a net profit of 229 k€ in 2025.
The headquarters of MARTIN FINANCE is located in YFFINIAC (22120), in the department Cotes-d'Armor.
The tax return of MARTIN FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MARTIN FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.