SIREN : 388900540
MARIE VERGER COIFFEUR-VISAGISTE is a French company founded 33 years ago, specialized in the sector Coiffure. Based in BLOIS (41000), this company of category PME shows in 2018 a revenue of 385 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 385 259 € | 427 989 € | 435 831 € |
| Net income | 2 165 € | 25 999 € | 43 361 € |
| EBITDA | 12 642 € | 40 210 € | 29 338 € |
| Net margin | 0.6% | 6.1% | 9.9% |
In 2018, MARIE VERGER COIFFEUR-VISAGISTE achieves revenue of 385 k€. Revenue is declining over the period 2016-2018 (CAGR: -6.0%). Slight decline of -10% vs 2017. After deducting consumption (46 k€), gross margin stands at 339 k€, i.e. a rate of 88%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13 k€, representing 3.3% of revenue. Warning negative scissor effect: despite revenue change (-10%), EBITDA varies by -69%, reducing margin by 6.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 0.6% of revenue. This profit can be retained or distributed to shareholders.
385 259 €
338 926 €
12 642 €
1 068 €
2 165 €
3.2%
The debt ratio (= Financial debt / Equity x 100) stands at 29%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
28.776%
60.267%
1.334%
7.934
58.0%
In 2018, the debt ratio of MARIE VERGER COIFFEUR-VIS... (28.78) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of MARIE VERGER COIFFEUR-VIS... (60.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2018, the repayment capacity of MARIE VERGER COIFFEUR-VIS... (7.93) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 140.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.7x. Operating income very largely covers interest expenses: high safety margin.
140.831
7.673
In 2018, the liquidity ratio of MARIE VERGER COIFFEUR-VIS... (140.83) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2018, the interest coverage of MARIE VERGER COIFFEUR-VIS... (7.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 28 days. Inventory turnover is 14 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 4 days of revenue, i.e. 5 k€ to permanently finance. Over 2016-2018, WCR increased by +215%, requiring additional financing.
4 531 €
2 j
30 j
14 j
4 j
Based on 207 transactions of similar company sales in 2018, the value of MARIE VERGER COIFFEUR-VISAGISTE is estimated at 98 662 € (range 53 122€ - 160 882€). With an EBITDA of 12 642€, the sector multiple of 6.3x is applied. The price/revenue ratio is 0.48x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 207 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MARIE VERGER COIFFEUR-VISAGISTE with other companies in the same sector:
The revenue of MARIE VERGER COIFFEUR-VISAGISTE in 2018 is 385 k€.
Yes, MARIE VERGER COIFFEUR-VISAGISTE generated a net profit of 2 k€ in 2018.
The headquarters of MARIE VERGER COIFFEUR-VISAGISTE is located in BLOIS (41000), in the department Loir-et-Cher.
The tax return of MARIE VERGER COIFFEUR-VISAGISTE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MARIE VERGER COIFFEUR-VISAGISTE operates in the sector Coiffure (NAF code 96.02A). See the 'Sector positioning' section above to compare the company with its competitors.