MARIE ROSE & GEORGES HABILLEMENT : revenue, balance sheet and financial ratios

MARIE ROSE & GEORGES HABILLEMENT is a French company founded 9 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in NEUF-BRISACH (68600), this company of category PME shows in 2019 a revenue of 203 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MARIE ROSE & GEORGES HABILLEMENT (SIREN 821269099)
Indicator 2019 2017
Revenue 203 288 € 214 405 €
Net income 14 992 € 6 588 €
EBITDA 20 378 € 18 134 €
Net margin 7.4% 3.1%

Revenue and income statement

En 2019, MARIE ROSE & GEORGES HABILLEMENT alcanza unos ingresos de 203 k€. Ligera caída de -5% vs 2017. Tras deducir el consumo (91 k€), el margen bruto se sitúa en 112 k€, es decir, una tasa del 55%. El EBITDA alcanza 20 k€, representando el 10.0% de los ingresos. Este nivel de margen operativo es satisfactorio para el sector. El resultado neto asciende a 15 k€, es decir, el 7.4% de los ingresos.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

203 288 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

112 427 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

20 378 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

19 142 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

14 992 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

10.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 75%. El nivel de deuda es alto: el margen de negociación con los bancos se reduce. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 35%. El equilibrio entre fondos propios y deuda es satisfactorio. La capacidad de reembolso indica que se necesitarían 2.3 años de flujo de caja. Este corto período demuestra una excelente sostenibilidad de la deuda. El flujo de caja representa el 8.3% de los ingresos. Nivel satisfactorio que permite financiar parcialmente el crecimiento.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

74.716%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.272%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

8.308%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.326

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

42.6%

Solvency indicators evolution
MARIE ROSE & GEORGES HABILLEMENT

Sector positioning

Ratio de endeudamiento
74.72 2019
2017
2019
Q1: 0.04
Med: 26.06
Q3: 131.79
Average -14 pts over 2 years

En 2019, el ratio de endeudamiento de MARIE ROSE & GEORGES HABI... (74.72) se sitúa por encima de la mediana del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un esfuerzo de reducción podría mejorar la solidez financiera.

Autonomía financiera
35.27% 2019
2017
2019
Q1: 7.94%
Med: 34.01%
Q3: 61.79%
Bueno -17 pts over 2 years

En 2019, el autonomía financiera de MARIE ROSE & GEORGES HABI... (35.3%) se sitúa por encima de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Esta posición cómoda ofrece un margen de seguridad apreciable.

Capacidad de reembolso
2.33 ans 2019
2017
2019
Q1: 0.0 ans
Med: 0.07 ans
Q3: 2.64 ans
Average

En 2019, el capacidad de reembolso de MARIE ROSE & GEORGES HABI... (2.3 ans) se sitúa por encima de la mediana del sector. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Un esfuerzo de reducción podría mejorar la solidez financiera.

Liquidity ratios

El ratio de liquidez se sitúa en 298.58. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo. El ratio de cobertura de intereses (= EBIT / Gastos financieros) es de 7.4x. El resultado de explotación cubre muy ampliamente los gastos financieros.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

298.585

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

7.381

Liquidity indicators evolution
MARIE ROSE & GEORGES HABILLEMENT

Sector positioning

Ratio de liquidez
298.58 2019
2017
2019
Q1: 84.06
Med: 155.12
Q3: 289.68
Excelente +14 pts over 2 years

En 2019, el ratio de liquidez de MARIE ROSE & GEORGES HABI... (298.58) se sitúa en el top 25% del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Un ratio superior a 1 asegura cobertura cómoda de vencimientos a corto plazo.

Cobertura de intereses
7.38x 2019
2017
2019
Q1: 0.0x
Med: 0.0x
Q3: 4.45x
Excelente

En 2019, el cobertura de intereses de MARIE ROSE & GEORGES HABI... (7.4x) se sitúa en el top 25% del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Alta cobertura significa que los gastos financieros pesan poco en la rentabilidad.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 5 días. Plazo proveedores: 27 días. Situación favorable. La rotación de existencias es de 95 días. Este alto nivel inmoviliza tesorería y potencialmente crea riesgo de obsolescencia. El FM representa 51 días de ingresos.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

29 062 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

5 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

27 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

95 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

51 j

WCR and payment terms evolution
MARIE ROSE & GEORGES HABILLEMENT

Positioning of MARIE ROSE & GEORGES HABILLEMENT in its sector

Comparison with sector Commerce de détail d'habillement en magasin spécialisé

Valuation estimate

Based on 146 transactions of similar company sales in 2019, the value of MARIE ROSE & GEORGES HABILLEMENT is estimated at 66 836 € (range 33 295€ - 138 487€). With an EBITDA of 20 378€, the sector multiple of 2.9x is applied. The price/revenue ratio is 0.34x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
146 transactions
33k€ 66k€ 138k€
66 836 € Range: 33 295€ - 138 487€
NAF 5 année 2019

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
20 378 € × 2.9x
Estimation 59 054 €
36 332€ - 106 555€
Revenue Multiple 30%
203 288 € × 0.34x
Estimation 68 322 €
26 541€ - 183 831€
Net Income Multiple 20%
14 992 € × 5.6x
Estimation 84 062 €
35 837€ - 150 304€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 146 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'habillement en magasin spécialisé)

Compare MARIE ROSE & GEORGES HABILLEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé

Frequently asked questions about MARIE ROSE & GEORGES HABILLEMENT

What is the revenue of MARIE ROSE & GEORGES HABILLEMENT ?

The revenue of MARIE ROSE & GEORGES HABILLEMENT in 2019 is 203 k€.

Is MARIE ROSE & GEORGES HABILLEMENT profitable?

Yes, MARIE ROSE & GEORGES HABILLEMENT generated a net profit of 15 k€ in 2019.

Where is the headquarters of MARIE ROSE & GEORGES HABILLEMENT ?

The headquarters of MARIE ROSE & GEORGES HABILLEMENT is located in NEUF-BRISACH (68600), in the department Haut-Rhin.

Where to find the tax return of MARIE ROSE & GEORGES HABILLEMENT ?

The tax return of MARIE ROSE & GEORGES HABILLEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MARIE ROSE & GEORGES HABILLEMENT operate?

MARIE ROSE & GEORGES HABILLEMENT operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.