MARC PANZARELLA PEINTURE DECORATION : revenue, balance sheet and financial ratios

MARC PANZARELLA PEINTURE DECORATION is a French company founded 19 years ago, specialized in the sector Travaux de peinture et vitrerie. Based in CLAIX (38640), this company of category PME shows in 2020 a revenue of 76 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MARC PANZARELLA PEINTURE DECORATION (SIREN 494974157)
Indicator 2020 2019 2018 2017 2016
Revenue 76 217 € 75 143 € 80 018 € 77 660 € 79 946 €
Net income 2 905 € -882 € 2 814 € -2 028 € 8 795 €
EBITDA 5 890 € -131 € 3 640 € -1 484 € 8 811 €
Net margin 3.8% -1.2% 3.5% -2.6% 11.0%

Revenue and income statement

In 2020, MARC PANZARELLA PEINTURE DECORATION achieves revenue of 76 k€. Activity remains stable over the period (CAGR: -1.2%). Vs 2019: +1%. After deducting consumption (11 k€), gross margin stands at 65 k€, i.e. a rate of 86%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 6 k€, representing 7.7% of revenue. Positive scissor effect: EBITDA margin improves by +7.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 3 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

76 217 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

65 216 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

5 890 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 947 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 905 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

31.923%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.57%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7.503%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.353

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

53.1%

Solvency indicators evolution
MARC PANZARELLA PEINTURE DECORATION

Sector positioning

Debt ratio
31.92 2020
2018
2019
2020
Q1: 0.2
Med: 14.18
Q3: 67.56
Average

In 2020, the debt ratio of MARC PANZARELLA PEINTURE ... (31.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
70.57% 2020
2018
2019
2020
Q1: 4.77%
Med: 27.98%
Q3: 51.02%
Excellent

In 2020, the financial autonomy of MARC PANZARELLA PEINTURE ... (70.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.35 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.0 years
Q3: 1.03 years
Average

In 2020, the repayment capacity of MARC PANZARELLA PEINTURE ... (1.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 806.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.0x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

806.416

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.002

Liquidity indicators evolution
MARC PANZARELLA PEINTURE DECORATION

Sector positioning

Liquidity ratio
806.42 2020
2018
2019
2020
Q1: 142.7
Med: 208.46
Q3: 312.41
Excellent

In 2020, the liquidity ratio of MARC PANZARELLA PEINTURE ... (806.42) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
1.0x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.17x
Good +46 pts over 3 years

In 2020, the interest coverage of MARC PANZARELLA PEINTURE ... (1.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 26 days. Favorable situation: supplier credit is longer than customer credit by 26 days. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-1 days): operations structurally generate cash. Over 2016-2020, WCR increased by +91%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-127 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

26 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

2 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-1 j

WCR and payment terms evolution
MARC PANZARELLA PEINTURE DECORATION

Positioning of MARC PANZARELLA PEINTURE DECORATION in its sector

Comparison with sector Travaux de peinture et vitrerie

Valuation estimate

Based on 88 transactions of similar company sales (all years), the value of MARC PANZARELLA PEINTURE DECORATION is estimated at 13 874 € (range 4 936€ - 24 464€). With an EBITDA of 5 890€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.18x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2020
88 tx
4k€ 13k€ 24k€
13 874 € Range: 4 936€ - 24 464€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
5 890 € × 2.7x
Estimation 15 986 €
4 840€ - 27 668€
Revenue Multiple 30%
76 217 € × 0.18x
Estimation 13 846 €
6 371€ - 24 467€
Net Income Multiple 20%
2 905 € × 3.0x
Estimation 8 639 €
3 025€ - 16 451€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 88 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de peinture et vitrerie)

Compare MARC PANZARELLA PEINTURE DECORATION with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de peinture et vitrerie

Frequently asked questions about MARC PANZARELLA PEINTURE DECORATION

What is the revenue of MARC PANZARELLA PEINTURE DECORATION ?

The revenue of MARC PANZARELLA PEINTURE DECORATION in 2020 is 76 k€.

Is MARC PANZARELLA PEINTURE DECORATION profitable?

Yes, MARC PANZARELLA PEINTURE DECORATION generated a net profit of 3 k€ in 2020.

Where is the headquarters of MARC PANZARELLA PEINTURE DECORATION ?

The headquarters of MARC PANZARELLA PEINTURE DECORATION is located in CLAIX (38640), in the department Isere.

Where to find the tax return of MARC PANZARELLA PEINTURE DECORATION ?

The tax return of MARC PANZARELLA PEINTURE DECORATION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MARC PANZARELLA PEINTURE DECORATION operate?

MARC PANZARELLA PEINTURE DECORATION operates in the sector Travaux de peinture et vitrerie (NAF code 43.34Z). See the 'Sector positioning' section above to compare the company with its competitors.