SIREN : 799667423
MALOME FINANCES is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in CHATELAILLON-PLAGE (17340), this company of category PME shows in 2024 a revenue of 161 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 160 906 € | 166 421 € | 160 794 € | 160 310 € | 144 274 € | 144 000 € | 146 413 € | 122 924 € | 120 000 € |
| Net income | 291 371 € | 167 143 € | 132 651 € | 178 111 € | 255 649 € | 115 698 € | 112 755 € | 42 823 € | 59 628 € |
| EBITDA | 22 331 € | 28 805 € | 60 974 € | 28 825 € | 34 678 € | 32 172 € | 33 371 € | 21 522 € | 21 170 € |
| Net margin | 181.1% | 100.4% | 82.5% | 111.1% | 177.2% | 80.3% | 77.0% | 34.8% | 49.7% |
In 2024, MALOME FINANCES achieves revenue of 161 k€. Revenue is growing positively over 9 years (CAGR: +3.7%). Slight decline of -3% vs 2023. After deducting consumption (4 k€), gross margin stands at 157 k€, i.e. a rate of 98%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 22 k€, representing 13.9% of revenue. Warning negative scissor effect: despite revenue change (-3%), EBITDA varies by -22%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 291 k€, i.e. 181.1% of revenue. This profit can be retained or distributed to shareholders.
160 906 €
157 160 €
22 331 €
16 734 €
291 371 €
13.9%
The debt ratio (= Financial debt / Equity x 100) stands at 73%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 57%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 199.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
73.285%
56.926%
199.283%
2.959
65.3%
In 2024, the debt ratio of MALOME FINANCES (73.28) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MALOME FINANCES (56.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MALOME FINANCES (2.96) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 128.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 363.2x. Operating income very largely covers interest expenses: high safety margin.
128.422
363.159
In 2024, the liquidity ratio of MALOME FINANCES (128.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of MALOME FINANCES (363.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 36 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 55 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Overall, WCR represents 5 days of revenue, i.e. 2 k€ to permanently finance. Notable WCR improvement over the period (-64%), freeing up cash.
2 058 €
36 j
55 j
0 j
5 j
Based on 54 transactions of similar company sales
in 2024,
the value of MALOME FINANCES is estimated at
167 493 €
(range 81 082€ - 562 054€).
With an EBITDA of 22 331€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MALOME FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of MALOME FINANCES in 2024 is 161 k€.
Yes, MALOME FINANCES generated a net profit of 291 k€ in 2024.
The headquarters of MALOME FINANCES is located in CHATELAILLON-PLAGE (17340), in the department Charente-Maritime.
The tax return of MALOME FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MALOME FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.