Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2016-04-06 (10 years)Status: ActiveBusiness sector: Activités des sociétés holdingLocation: LES CLAYES-SOUS-BOIS (78340), Yvelines
MAJF FINANCES : revenue, balance sheet and financial ratios
MAJF FINANCES is a French company
founded 10 years ago,
specialized in the sector Activités des sociétés holding.
Based in LES CLAYES-SOUS-BOIS (78340),
this company of category PME
shows in 2020 a revenue of 7 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MAJF FINANCES (SIREN 819701947)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
N/C
N/C
N/C
7 200 €
9 600 €
9 600 €
9 600 €
4 000 €
Net income
953 €
-718 €
1 747 €
4 081 €
1 217 €
118 126 €
-17 706 €
-11 443 €
-16 615 €
-65 285 €
EBITDA
-3 220 €
-1 902 €
-1 126 €
-147 €
-4 479 €
-10 539 €
-7 995 €
-10 750 €
-10 463 €
1 714 €
Net margin
N/C
N/C
N/C
N/C
N/C
1640.6%
-184.4%
-119.2%
-173.1%
-1632.1%
Revenue and income statement
In 2025, MAJF FINANCES generates positive net income of 953 €. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
EBITDA (2025)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-3 220 €
EBIT (2025)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
321 €
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
953 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
14.366%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
20.697%
Repayment capacity (2025)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
4.124
Solvency indicators evolution MAJF FINANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
42.399
44.266
42.047
40.817
45.056
3794.867
1793.769
886.501
242.132
14.366
Financial autonomy
69.986
69.042
61.421
62.867
61.971
2.279
4.347
7.317
13.811
20.697
Repayment capacity
-99.483
-30.892
-20.731
-24.433
-29.865
663.993
111.529
137.618
-89.039
4.124
Cash flow / Revenue
-62.575%
-86.104%
-120.76%
-97.458%
-137.681%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
14.372025
2023
2024
2025
Q1: 0.04
Med: 8.09
Q3: 54.01
Average-22 pts over 3 years
In 2025, the debt ratio of MAJF FINANCES (14.37) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
20.7%2025
2023
2024
2025
Q1: 21.27%
Med: 67.32%
Q3: 92.99%
Average
In 2025, the financial autonomy of MAJF FINANCES (20.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
4.12 years2025
2023
2024
2025
Q1: 0.0 years
Med: 0.19 years
Q3: 2.98 years
Average
In 2025, the repayment capacity of MAJF FINANCES (4.12) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 131.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
131.01
Interest coverage (2025)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.0
Liquidity indicators evolution MAJF FINANCES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
7543.84
6452.842
260.208
267.009
989.279
890.071
565.724
359.43
189.586
131.01
Interest coverage
271.587
-18.561
-12.223
-19.537
-11.671
0.0
0.0
0.0
0.0
0.0
Sector positioning
Liquidity ratio
131.012025
2023
2024
2025
Q1: 161.8
Med: 834.57
Q3: 4761.54
Average-12 pts over 3 years
In 2025, the liquidity ratio of MAJF FINANCES (131.01) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.0x2025
2023
2024
2025
Q1: -62.1x
Med: 0.0x
Q3: 0.0x
Good
In 2025, the interest coverage of MAJF FINANCES (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 85 days. Excellent situation: suppliers finance 85 days of the operating cycle (retail model).
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
85 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MAJF FINANCES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
52 680 €
108 470 €
83 996 €
76 988 €
-49 789 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
0
Customer payment term (days)
180
0
0
0
0
0
0
0
0
0
Supplier payment term (days)
331
41
220
12
140
276
731
833
132
85
Positioning of MAJF FINANCES in its sector
Comparison with sector Activités des sociétés holding
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions).
This range of 380€ to 11 711€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
0k€1k€11k€
1 957 €Range: 380€ - 11 711€
NAF 5 année 2025
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sociétés holding)
Compare MAJF FINANCES with other companies in the same sector:
Yes, MAJF FINANCES generated a net profit of 953€ in 2025.
Where is the headquarters of MAJF FINANCES ?
The headquarters of MAJF FINANCES is located in LES CLAYES-SOUS-BOIS (78340), in the department Yvelines.
Where to find the tax return of MAJF FINANCES ?
The tax return of MAJF FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MAJF FINANCES operate?
MAJF FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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