Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2007-03-08 (19 years)Status: ActiveBusiness sector: Gestion de fondsLocation: SAINT-MELOIR-DES-ONDES (35350), Ille-et-Vilaine
MAJA : revenue, balance sheet and financial ratios
MAJA is a French company
founded 19 years ago,
specialized in the sector Gestion de fonds.
Based in SAINT-MELOIR-DES-ONDES (35350),
this company of category PME
shows in 2024 a revenue of 130 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, MAJA achieves revenue of 130 k€. Revenue is declining over the period 2016-2024 (CAGR: -13.8%). Vs 2023, growth of +20% (108 k€ -> 130 k€). After deducting consumption (0 €), gross margin stands at 130 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -21 k€, representing -16.4% of revenue. Positive scissor effect: EBITDA margin improves by +41.0 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 191 k€, i.e. 146.9% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
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Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
130 000 €
Gross margin (2024)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
130 000 €
EBITDA (2024)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-21 299 €
EBIT (2024)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-15 632 €
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
190 939 €
EBITDA margin (2024)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
-16.4%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 195%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 34%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.2 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 176.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
195.245%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
33.691%
Cash flow / Revenue (2024)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
176.8%
Repayment capacity (2024)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
6.183
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Debt ratio
143.631
109.261
74.18
60.61
84.268
15.343
334.838
195.245
Financial autonomy
36.451
40.219
47.893
52.645
45.944
79.47
22.92
33.691
Repayment capacity
10.023
3.758
3.47
2.905
4.422
2.299
-26.326
6.183
Cash flow / Revenue
5.344%
11.054%
8.839%
7.623%
9.468%
6.643%
-58.891%
176.8%
Sector positioning
Debt ratio
195.252024
2022
2023
2024
Q1: 0.0
Med: 8.29
Q3: 92.98
Average+26 pts over 3 years
In 2024, the debt ratio of MAJA (195.25) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
33.69%2024
2022
2023
2024
Q1: 4.66%
Med: 48.47%
Q3: 87.35%
Average-27 pts over 3 years
In 2024, the financial autonomy of MAJA (33.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
6.18 years2024
2022
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Average+7 pts over 3 years
In 2024, the repayment capacity of MAJA (6.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 2413.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
2413.703
Interest coverage (2024)
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Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
-179.783
Liquidity indicators evolution MAJA
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Liquidity ratio
258.826
232.515
215.471
255.288
365.742
1159.417
3891.825
2413.703
Interest coverage
3.372
9.105
7.924
4.581
3.303
3.83
-55.627
-179.783
Sector positioning
Liquidity ratio
2413.72024
2022
2023
2024
Q1: 100.72
Med: 472.35
Q3: 3121.45
Good+9 pts over 3 years
In 2024, the liquidity ratio of MAJA (2413.70) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
-179.78x2024
2022
2023
2024
Q1: -71.24x
Med: 0.0x
Q3: 0.0x
Average-50 pts over 3 years
In 2024, the interest coverage of MAJA (-179.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. The company must finance 7 days of gap between collections and payments. Overall, WCR represents 235 days of revenue, i.e. 85 k€ to permanently finance. Over 2016-2024, WCR increased by +1036%, requiring additional financing.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
84 884 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
30 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
23 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
235 j
WCR and payment terms evolution MAJA
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
2023
2024
Operating WCR
7 474 €
1 439 €
1 891 €
-11 698 €
-31 410 €
451 016 €
68 268 €
84 884 €
Inventory turnover (days)
10
11
9
9
12
0
0
0
Customer payment term (days)
0
0
0
0
0
0
36
30
Supplier payment term (days)
48
39
48
29
37
10
25
23
Positioning of MAJA in its sector
Comparison with sector Gestion de fonds
Valuation estimate
Based on 62 transactions of similar company sales
in 2024,
the value of MAJA is estimated at
588 255 €
(range 172 565€ - 1 184 471€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
62 tx
172k€588k€1184k€
588 255 €Range: 172 565€ - 1 184 471€
NAF 5 année 2024
Valuation detail by method
Ajustez les pondérations selon votre analyse
Revenue Multiple30%
130 000 €×0.30x
Estimation39 574 €
20 476€ - 110 189€
Net Income Multiple20%
190 939 €×7.4x
Estimation1 411 279 €
400 699€ - 2 795 894€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Gestion de fonds)
Compare MAJA with other companies in the same sector:
Yes, MAJA generated a net profit of 191 k€ in 2024.
Where is the headquarters of MAJA ?
The headquarters of MAJA is located in SAINT-MELOIR-DES-ONDES (35350), in the department Ille-et-Vilaine.
Where to find the tax return of MAJA ?
The tax return of MAJA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MAJA operate?
MAJA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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