SIREN : 844002592
MAISONS TERRE ET MER is a French company founded 7 years ago, specialized in the sector Construction de maisons individuelles. Based in BESSINES (79000), this company of category PME shows in 2022 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|
| Revenue | 1 971 367 € | 1 914 820 € | 794 428 € | 418 808 € |
| Net income | 26 854 € | 26 731 € | 38 251 € | 47 501 € |
| EBITDA | 46 391 € | 30 583 € | 56 398 € | 63 656 € |
| Net margin | 1.4% | 1.4% | 4.8% | 11.3% |
In 2022, MAISONS TERRE ET MER achieves revenue of 2.0 M€. Over the period 2019-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +67.6%. Vs 2021: +3%. After deducting consumption (554 k€), gross margin stands at 1.4 M€, i.e. a rate of 72%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 46 k€, representing 2.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 27 k€, i.e. 1.4% of revenue. This profit can be retained or distributed to shareholders.
1 971 367 €
1 417 103 €
46 391 €
32 741 €
26 854 €
2.4%
The debt ratio (= Financial debt / Equity x 100) stands at 79%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
79.127%
13.059%
1.946%
1.835
48.3%
In 2022, the debt ratio of MAISONS TERRE ET MER (79.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2022, the financial autonomy of MAISONS TERRE ET MER (13.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of MAISONS TERRE ET MER (1.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 126.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.4x. Coverage is limited: any activity downturn would jeopardize interest payments.
126.238
1.416
In 2022, the liquidity ratio of MAISONS TERRE ET MER (126.24) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2022, the interest coverage of MAISONS TERRE ET MER (1.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 36 days. The company must finance 1 days of gap between collections and payments. WCR is negative (-22 days): operations structurally generate cash. Notable WCR improvement over the period (-164%), freeing up cash.
-121 416 €
37 j
36 j
0 j
-22 j
Based on 113 transactions of similar company sales (all years), the value of MAISONS TERRE ET MER is estimated at 163 031 € (range 81 698€ - 415 178€). With an EBITDA of 46 391€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MAISONS TERRE ET MER with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of MAISONS TERRE ET MER in 2022 is 2.0 M€.
Yes, MAISONS TERRE ET MER generated a net profit of 27 k€ in 2022.
The headquarters of MAISONS TERRE ET MER is located in BESSINES (79000), in the department Deux-Sevres.
The tax return of MAISONS TERRE ET MER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MAISONS TERRE ET MER operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.