MAISONS DU VELAY : revenue, balance sheet and financial ratios

MAISONS DU VELAY is a French company founded 6 years ago, specialized in the sector Construction de maisons individuelles. Based in LE PUY-EN-VELAY (43000), this company of category PME shows in 2021 a revenue of 1.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MAISONS DU VELAY (SIREN 852378884)
Indicator 2024 2023 2022 2021 2020
Revenue N/C N/C N/C 1 809 822 € 459 590 €
Net income 0 € 0 € 0 € 101 930 € 90 679 €
EBITDA N/C N/C N/C 106 154 € 92 994 €
Net margin N/C N/C N/C 5.6% 19.7%

Revenue and income statement

In 2024, MAISONS DU VELAY records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2020-2021: 91 k€ -> 0 €.

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 138%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

138.47%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

11.737%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

71.6%

Solvency indicators evolution
MAISONS DU VELAY

Sector positioning

Debt ratio
138.47 2024
2022
2023
2024
Q1: 0.01
Med: 9.43
Q3: 42.45
Average

In 2024, the debt ratio of MAISONS DU VELAY (138.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
11.74% 2024
2022
2023
2024
Q1: 5.78%
Med: 26.67%
Q3: 49.13%
Average -10 pts over 3 years

In 2024, the financial autonomy of MAISONS DU VELAY (11.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 103.77. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

103.771

Liquidity indicators evolution
MAISONS DU VELAY

Sector positioning

Liquidity ratio
103.77 2024
2022
2023
2024
Q1: 127.49
Med: 184.68
Q3: 290.32
Watch -34 pts over 3 years

In 2024, the liquidity ratio of MAISONS DU VELAY (103.77) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MAISONS DU VELAY

Positioning of MAISONS DU VELAY in its sector

Comparison with sector Construction de maisons individuelles

Similar companies (Construction de maisons individuelles)

Compare MAISONS DU VELAY with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about MAISONS DU VELAY

What is the revenue of MAISONS DU VELAY ?

The revenue of MAISONS DU VELAY in 2021 is 1.8 M€.

Is MAISONS DU VELAY profitable?

Yes, MAISONS DU VELAY generated a net profit of 102 k€ in 2021.

Where is the headquarters of MAISONS DU VELAY ?

The headquarters of MAISONS DU VELAY is located in LE PUY-EN-VELAY (43000), in the department Haute-Loire.

Where to find the tax return of MAISONS DU VELAY ?

The tax return of MAISONS DU VELAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MAISONS DU VELAY operate?

MAISONS DU VELAY operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.