MAISONS DE PAYS DE MONTAGNE : revenue, balance sheet and financial ratios

MAISONS DE PAYS DE MONTAGNE is a French company founded 28 years ago, specialized in the sector Activités des marchands de biens immobiliers. Based in IRIGNY (69540), this company of category PME shows in 2020 a revenue of 11 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MAISONS DE PAYS DE MONTAGNE (SIREN 415239250)
Indicator 2021 2020 2019 2018 2017 2016
Revenue N/C 11 333 € 6 000 € 8 000 € 4 000 € 50 000 €
Net income -190 822 € -233 953 € -556 965 € -84 078 € -207 761 € 131 €
EBITDA -9 765 € 7 950 € 1 121 € 1 174 € -12 816 € 6 147 €
Net margin N/C -2064.4% -9282.8% -1051.0% -5194.0% 0.3%

Revenue and income statement

In 2021, MAISONS DE PAYS DE MONTAGNE records a net loss of 191 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-9 765 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-7 105 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-190 822 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -9652%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-7.162%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-9651.815%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.031

Solvency indicators evolution
MAISONS DE PAYS DE MONTAGNE

Sector positioning

Debt ratio
-7.16 2021
2019
2020
2021
Q1: 0.0
Med: 26.64
Q3: 275.35
Excellent

In 2021, the debt ratio of MAISONS DE PAYS DE MONTAGNE (-7.16) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-9651.82% 2021
2019
2020
2021
Q1: 0.63%
Med: 25.33%
Q3: 68.35%
Watch

In 2021, the financial autonomy of MAISONS DE PAYS DE MONTAGNE (-9651.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
3.03 years 2021
2019
2020
2021
Q1: -5.53 years
Med: 0.0 years
Q3: 3.13 years
Average

In 2021, the repayment capacity of MAISONS DE PAYS DE MONTAGNE (3.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 138.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

138.982

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-26.329

Liquidity indicators evolution
MAISONS DE PAYS DE MONTAGNE

Sector positioning

Liquidity ratio
138.98 2021
2019
2020
2021
Q1: 149.24
Med: 437.9
Q3: 2125.97
Watch

In 2021, the liquidity ratio of MAISONS DE PAYS DE MONTAGNE (138.98) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-26.33x 2021
2019
2020
2021
Q1: -1.5x
Med: 0.0x
Q3: 3.37x
Average -50 pts over 3 years

In 2021, the interest coverage of MAISONS DE PAYS DE MONTAGNE (-26.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 94 days. Excellent situation: suppliers finance 94 days of the operating cycle (retail model).

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

94 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MAISONS DE PAYS DE MONTAGNE

Positioning of MAISONS DE PAYS DE MONTAGNE in its sector

Comparison with sector Activités des marchands de biens immobiliers

Similar companies (Activités des marchands de biens immobiliers)

Compare MAISONS DE PAYS DE MONTAGNE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des marchands de biens immobiliers

Frequently asked questions about MAISONS DE PAYS DE MONTAGNE

What is the revenue of MAISONS DE PAYS DE MONTAGNE ?

The revenue of MAISONS DE PAYS DE MONTAGNE in 2020 is 11 k€.

Is MAISONS DE PAYS DE MONTAGNE profitable?

MAISONS DE PAYS DE MONTAGNE recorded a net loss in 2021.

Where is the headquarters of MAISONS DE PAYS DE MONTAGNE ?

The headquarters of MAISONS DE PAYS DE MONTAGNE is located in IRIGNY (69540), in the department Rhone.

Where to find the tax return of MAISONS DE PAYS DE MONTAGNE ?

The tax return of MAISONS DE PAYS DE MONTAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MAISONS DE PAYS DE MONTAGNE operate?

MAISONS DE PAYS DE MONTAGNE operates in the sector Activités des marchands de biens immobiliers (NAF code 68.10Z). See the 'Sector positioning' section above to compare the company with its competitors.