MAISONS CURTO : revenue, balance sheet and financial ratios

MAISONS CURTO is a French company founded 25 years ago, specialized in the sector Travaux de maçonnerie générale et gros œuvre de bâtiment. Based in PERPIGNAN (66000), this company of category PME shows in 2018 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MAISONS CURTO (SIREN 434338711)
Indicator 2020 2019 2018 2017 2016 2015 2014
Revenue N/C N/C 1 011 505 € N/C N/C 1 144 701 € 1 288 339 €
Net income 29 345 € 42 536 € 30 879 € -38 119 € -333 720 € -31 997 € 22 238 €
EBITDA N/C N/C 52 793 € N/C N/C 2 935 € 31 918 €
Net margin N/C N/C 3.1% N/C N/C -2.8% 1.7%

Revenue and income statement

In 2020, MAISONS CURTO generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2014-2020: 22 k€ -> 29 k€.

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

29 345 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -36%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-27.412%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-36.048%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

24.2%

Solvency indicators evolution
MAISONS CURTO

Sector positioning

Debt ratio
-27.41 2020
2018
2019
2020
Q1: 1.15
Med: 23.72
Q3: 87.94
Excellent

In 2020, the debt ratio of MAISONS CURTO (-27.41) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-36.05% 2020
2018
2019
2020
Q1: 8.6%
Med: 28.53%
Q3: 49.66%
Average

In 2020, the financial autonomy of MAISONS CURTO (-36.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.1 years 2018
2018
Q1: 0.0 years
Med: 0.04 years
Q3: 0.91 years
Average

In 2018, the repayment capacity of MAISONS CURTO (0.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 69.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

69.801

Liquidity indicators evolution
MAISONS CURTO

Sector positioning

Liquidity ratio
69.8 2020
2018
2019
2020
Q1: 135.65
Med: 193.42
Q3: 286.87
Watch

In 2020, the liquidity ratio of MAISONS CURTO (69.80) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
0.72x 2018
2018
Q1: 0.0x
Med: 0.13x
Q3: 2.27x
Good

In 2018, the interest coverage of MAISONS CURTO (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2133 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 747 days. The gap of 1386 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

2133 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

747 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MAISONS CURTO

Positioning of MAISONS CURTO in its sector

Comparison with sector Travaux de maçonnerie générale et gros œuvre de bâtiment

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 25 339€ to 133 853€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2020
Indicative
25k€ 64k€ 133k€
64 447 € Range: 25 339€ - 133 853€
NAF 5 année 2020

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de maçonnerie générale et gros œuvre de bâtiment)

Compare MAISONS CURTO with other companies in the same sector:

Frequently asked questions about MAISONS CURTO

What is the revenue of MAISONS CURTO ?

The revenue of MAISONS CURTO in 2018 is 1.0 M€.

Is MAISONS CURTO profitable?

Yes, MAISONS CURTO generated a net profit of 29 k€ in 2020.

Where is the headquarters of MAISONS CURTO ?

The headquarters of MAISONS CURTO is located in PERPIGNAN (66000), in the department Pyrenees-Orientales.

Where to find the tax return of MAISONS CURTO ?

The tax return of MAISONS CURTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MAISONS CURTO operate?

MAISONS CURTO operates in the sector Travaux de maçonnerie générale et gros œuvre de bâtiment (NAF code 43.99C). See the 'Sector positioning' section above to compare the company with its competitors.