Employees: 00 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2001-02-01 (25 years)Status: ActiveBusiness sector: Travaux de maçonnerie générale et gros œuvre de bâtimentLocation: PERPIGNAN (66000), Pyrenees-Orientales
MAISONS CURTO : revenue, balance sheet and financial ratios
MAISONS CURTO is a French company
founded 25 years ago,
specialized in the sector Travaux de maçonnerie générale et gros œuvre de bâtiment.
Based in PERPIGNAN (66000),
this company of category PME
shows in 2018 a revenue of 1.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MAISONS CURTO (SIREN 434338711)
Indicator
2020
2019
2018
2017
2016
2015
2014
Revenue
N/C
N/C
1 011 505 €
N/C
N/C
1 144 701 €
1 288 339 €
Net income
29 345 €
42 536 €
30 879 €
-38 119 €
-333 720 €
-31 997 €
22 238 €
EBITDA
N/C
N/C
52 793 €
N/C
N/C
2 935 €
31 918 €
Net margin
N/C
N/C
3.1%
N/C
N/C
-2.8%
1.7%
Revenue and income statement
In 2020, MAISONS CURTO generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2014-2020: 22 k€ -> 29 k€.
Net income (2020)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
29 345 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at -27%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -36%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
Debt ratio (2020)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
-27.412%
Financial autonomy (2020)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
-36.048%
Asset age ratio (2020)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2017
2018
2019
2020
Debt ratio
99.511
348.25
-16.468
-22.588
-18.851
-24.224
-27.412
Financial autonomy
11.616
7.788
-71.197
-65.249
-58.056
-46.613
-36.048
Repayment capacity
0.412
-0.352
None
None
0.095
None
None
Cash flow / Revenue
2.61%
-1.946%
None%
None%
3.805%
None%
None%
Sector positioning
Debt ratio
-27.412020
2018
2019
2020
Q1: 1.15
Med: 23.72
Q3: 87.94
Excellent
In 2020, the debt ratio of MAISONS CURTO (-27.41) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
-36.05%2020
2018
2019
2020
Q1: 8.6%
Med: 28.53%
Q3: 49.66%
Average
In 2020, the financial autonomy of MAISONS CURTO (-36.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.1 years2018
2018
Q1: 0.0 years
Med: 0.04 years
Q3: 0.91 years
Average
In 2018, the repayment capacity of MAISONS CURTO (0.10) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 69.80. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2020)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
69.801
Liquidity indicators evolution MAISONS CURTO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2014
2015
2016
2017
2018
2019
2020
Liquidity ratio
104.143
100.466
52.511
55.339
59.194
64.578
69.801
Interest coverage
1.798
279.216
None
None
0.722
None
None
Sector positioning
Liquidity ratio
69.82020
2018
2019
2020
Q1: 135.65
Med: 193.42
Q3: 286.87
Watch
In 2020, the liquidity ratio of MAISONS CURTO (69.80) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Interest coverage
0.72x2018
2018
Q1: 0.0x
Med: 0.13x
Q3: 2.27x
Good
In 2018, the interest coverage of MAISONS CURTO (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2133 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 747 days. The gap of 1386 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow.
Operating WCR (2020)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2020)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
2133 j
Supplier credit (2020)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
747 j
Inventory turnover (2020)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MAISONS CURTO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2014
2015
2016
2017
2018
2019
2020
Operating WCR
314 265 €
290 399 €
0 €
0 €
-128 400 €
0 €
0 €
Inventory turnover (days)
60
54
0
0
5
0
0
Customer payment term (days)
61
68
1296
2010
112
629
2133
Supplier payment term (days)
85
64
1791
2285
97
465
747
Positioning of MAISONS CURTO in its sector
Comparison with sector Travaux de maçonnerie générale et gros œuvre de bâtiment
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions).
This range of 25 339€ to 133 853€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2020
Indicative
25k€64k€133k€
64 447 €Range: 25 339€ - 133 853€
NAF 5 année 2020
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Travaux de maçonnerie générale et gros œuvre de bâtiment)
Compare MAISONS CURTO with other companies in the same sector:
Yes, MAISONS CURTO generated a net profit of 29 k€ in 2020.
Where is the headquarters of MAISONS CURTO ?
The headquarters of MAISONS CURTO is located in PERPIGNAN (66000), in the department Pyrenees-Orientales.
Where to find the tax return of MAISONS CURTO ?
The tax return of MAISONS CURTO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MAISONS CURTO operate?
MAISONS CURTO operates in the sector Travaux de maçonnerie générale et gros œuvre de bâtiment (NAF code 43.99C). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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