MAISONS CLAUDE RIZZON : revenue, balance sheet and financial ratios

MAISONS CLAUDE RIZZON is a French company founded 41 years ago, specialized in the sector Construction de maisons individuelles. Based in CHATEL-SAINT-GERMAIN (57160), this company of category PME shows in 2024 a revenue of 9.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MAISONS CLAUDE RIZZON (SIREN 333785210)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 9 554 037 € 16 185 057 € 17 582 683 € 12 733 934 € 14 025 995 € 16 159 932 € 19 384 831 € 17 877 689 € 17 896 032 €
Net income -481 859 € 329 935 € 1 269 881 € 507 499 € 496 206 € 865 522 € 813 290 € 622 842 € 587 338 €
EBITDA -734 149 € 341 864 € 952 185 € 199 499 € 367 189 € 648 312 € 992 108 € 470 169 € 570 169 €
Net margin -5.0% 2.0% 7.2% 4.0% 3.5% 5.4% 4.2% 3.5% 3.3%

Revenue and income statement

In 2024, MAISONS CLAUDE RIZZON achieves revenue of 9.6 M€. Revenue is declining over the period 2016-2024 (CAGR: -7.5%). Significant drop of -41% vs 2023. After deducting consumption (266 k€), gross margin stands at 9.3 M€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -734 k€, representing -7.7% of revenue. Warning negative scissor effect: despite revenue change (-41%), EBITDA varies by -315%, reducing margin by 9.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -482 k€ (-5.0% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

9 554 037 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

9 287 709 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-734 149 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-788 117 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-481 859 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-7.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

12.478%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

14.406%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-4.627%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.274

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.2%

Solvency indicators evolution
MAISONS CLAUDE RIZZON

Sector positioning

Debt ratio
12.48 2024
2022
2023
2024
Q1: 0.02
Med: 9.46
Q3: 42.45
Average +12 pts over 3 years

In 2024, the debt ratio of MAISONS CLAUDE RIZZON (12.48) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
14.41% 2024
2022
2023
2024
Q1: 5.82%
Med: 26.77%
Q3: 49.1%
Average -17 pts over 3 years

In 2024, the financial autonomy of MAISONS CLAUDE RIZZON (14.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.27 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.71 years
Excellent -28 pts over 3 years

In 2024, the repayment capacity of MAISONS CLAUDE RIZZON (-0.27) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 97.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

97.057

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-7.731

Liquidity indicators evolution
MAISONS CLAUDE RIZZON

Sector positioning

Liquidity ratio
97.06 2024
2022
2023
2024
Q1: 127.72
Med: 185.05
Q3: 290.78
Watch

In 2024, the liquidity ratio of MAISONS CLAUDE RIZZON (97.06) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-7.73x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 1.47x
Average -50 pts over 3 years

In 2024, the interest coverage of MAISONS CLAUDE RIZZON (-7.7x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 22 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. Excellent situation: suppliers finance 36 days of the operating cycle (retail model). Inventory turnover is 116 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 40 days of revenue, i.e. 1.1 M€ to permanently finance. Notable WCR improvement over the period (-55%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 053 046 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

22 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

58 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

116 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

40 j

WCR and payment terms evolution
MAISONS CLAUDE RIZZON

Positioning of MAISONS CLAUDE RIZZON in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of MAISONS CLAUDE RIZZON is estimated at 1 051 290 € (range 731 622€ - 4 121 921€). The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
113 transactions
731k€ 1051k€ 4121k€
1 051 290 € Range: 731 622€ - 4 121 921€
NAF 5 all-time

Valuation method used

Revenue Multiple
9 554 037 € × 0.11x = 1 051 291 €
Range: 731 622€ - 4 121 922€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare MAISONS CLAUDE RIZZON with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about MAISONS CLAUDE RIZZON

What is the revenue of MAISONS CLAUDE RIZZON ?

The revenue of MAISONS CLAUDE RIZZON in 2024 is 9.6 M€.

Is MAISONS CLAUDE RIZZON profitable?

MAISONS CLAUDE RIZZON recorded a net loss in 2024.

Where is the headquarters of MAISONS CLAUDE RIZZON ?

The headquarters of MAISONS CLAUDE RIZZON is located in CHATEL-SAINT-GERMAIN (57160), in the department Moselle.

Where to find the tax return of MAISONS CLAUDE RIZZON ?

The tax return of MAISONS CLAUDE RIZZON is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MAISONS CLAUDE RIZZON operate?

MAISONS CLAUDE RIZZON operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.