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MAISONS CHARME ET TRADITION : revenue, balance sheet and financial ratios

MAISONS CHARME ET TRADITION is a French company founded 23 years ago, specialized in the sector Construction de maisons individuelles. Based in VERQUIGNEUL (62113), this company of category PME shows in 2018 a net income positive of 12 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - MAISONS CHARME ET TRADITION (SIREN 442898748)
Indicator 2018 2017 2016
Revenue N/C N/C N/C
Net income 12 499 € 39 096 € 40 692 €
EBITDA N/C N/C N/C
Net margin N/C N/C N/C

Revenue and income statement

In 2018, MAISONS CHARME ET TRADITION generates positive net income of 12 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2018: 41 k€ -> 12 k€.

Net income (2018) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

12 499 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 58%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2018) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.454%

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

57.726%

Asset age ratio (2018) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

2.0%

Solvency indicators evolution
MAISONS CHARME ET TRADITION

Sector positioning

Debt ratio
0.45 2018
2016
2017
2018
Q1: 0.04
Med: 8.47
Q3: 43.08
Good -15 pts over 3 years

In 2018, the debt ratio of MAISONS CHARME ET TRADITION (0.45) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
57.73% 2018
2016
2017
2018
Q1: 4.84%
Med: 23.22%
Q3: 45.39%
Excellent

In 2018, the financial autonomy of MAISONS CHARME ET TRADITION (57.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 231.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2018) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

231.866

Liquidity indicators evolution
MAISONS CHARME ET TRADITION

Sector positioning

Liquidity ratio
231.87 2018
2016
2017
2018
Q1: 118.1
Med: 165.49
Q3: 253.59
Good +11 pts over 3 years

In 2018, the liquidity ratio of MAISONS CHARME ET TRADITION (231.87) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 142 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 485 days. Excellent situation: suppliers finance 343 days of the operating cycle (retail model).

Operating WCR (2018) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2018) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

142 j

Supplier credit (2018) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

485 j

Inventory turnover (2018) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
MAISONS CHARME ET TRADITION

Positioning of MAISONS CHARME ET TRADITION in its sector

Comparison with sector Construction de maisons individuelles

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of MAISONS CHARME ET TRADITION is estimated at 31 026 € (range 10 518€ - 100 050€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2018
113 transactions
10k€ 31k€ 100k€
31 026 € Range: 10 518€ - 100 050€
NAF 5 all-time

Valuation method used

Net Income Multiple
12 499 € × 2.5x = 31 026 €
Range: 10 518€ - 100 051€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Construction de maisons individuelles)

Compare MAISONS CHARME ET TRADITION with other companies in the same sector:

Voir toutes les statistiques du secteur Construction de maisons individuelles

Frequently asked questions about MAISONS CHARME ET TRADITION

What is the revenue of MAISONS CHARME ET TRADITION ?

The revenue of MAISONS CHARME ET TRADITION is not publicly disclosed (confidential accounts filed with INPI).

Is MAISONS CHARME ET TRADITION profitable?

Yes, MAISONS CHARME ET TRADITION generated a net profit of 12 k€ in 2018.

Where is the headquarters of MAISONS CHARME ET TRADITION ?

The headquarters of MAISONS CHARME ET TRADITION is located in VERQUIGNEUL (62113), in the department Pas-de-Calais.

Where to find the tax return of MAISONS CHARME ET TRADITION ?

The tax return of MAISONS CHARME ET TRADITION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does MAISONS CHARME ET TRADITION operate?

MAISONS CHARME ET TRADITION operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.