Employees: 02 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2017-11-13 (8 years)Status: ActiveBusiness sector: Travaux de plâtrerieLocation: MONTAGNY-PRES-LOUHANS (71500), Saone-et-Loire
MAGNIN BENJAMIN : revenue, balance sheet and financial ratios
MAGNIN BENJAMIN is a French company
founded 8 years ago,
specialized in the sector Travaux de plâtrerie.
Based in MONTAGNY-PRES-LOUHANS (71500),
this company of category PME
shows in 2022 a revenue of 237 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MAGNIN BENJAMIN (SIREN 833173388)
Indicator
2022
2021
2020
Revenue
236 891 €
226 407 €
213 546 €
Net income
-3 080 €
1 707 €
28 773 €
EBITDA
345 €
6 864 €
31 225 €
Net margin
-1.3%
0.8%
13.5%
Revenue and income statement
In 2022, MAGNIN BENJAMIN achieves revenue of 237 k€. Over the period 2020-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +5.3%. Vs 2021: +5%. After deducting consumption (48 k€), gross margin stands at 189 k€, i.e. a rate of 80%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 345 €, representing 0.1% of revenue. Warning negative scissor effect: despite revenue change (+5%), EBITDA varies by -95%, reducing margin by 2.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -3 k€ (-1.3% of revenue), which will impact equity.
Revenue (2022)
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Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
236 891 €
Gross margin (2022)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
189 006 €
EBITDA (2022)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
345 €
EBIT (2022)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-3 080 €
Net income (2022)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-3 080 €
EBITDA margin (2022)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
0.1%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 86%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 128.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
Debt ratio (2022)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
85.548%
Financial autonomy (2022)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
37.15%
Cash flow / Revenue (2022)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
0.078%
Repayment capacity (2022)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
128.685
Solvency indicators evolution MAGNIN BENJAMIN
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2021
2022
Debt ratio
46.03
75.229
85.548
Financial autonomy
49.968
33.223
37.15
Repayment capacity
0.868
3.847
128.685
Cash flow / Revenue
11.853%
2.657%
0.078%
Sector positioning
Debt ratio
85.552022
2020
2021
2022
Q1: 1.08
Med: 20.46
Q3: 69.75
Average+15 pts over 3 years
In 2022, the debt ratio of MAGNIN BENJAMIN (85.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
37.15%2022
2020
2021
2022
Q1: 6.97%
Med: 28.28%
Q3: 49.56%
Good-15 pts over 3 years
In 2022, the financial autonomy of MAGNIN BENJAMIN (37.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
128.69 years2022
2020
2021
2022
Q1: 0.0 years
Med: 0.07 years
Q3: 1.37 years
Watch+14 pts over 3 years
In 2022, the repayment capacity of MAGNIN BENJAMIN (128.69) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 31 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). WCR is negative (-22 days): operations structurally generate cash. Notable WCR improvement over the period (-133%), freeing up cash.
Operating WCR (2022)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
-14 673 €
Customer credit (2022)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2022)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
31 j
Inventory turnover (2022)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2022)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
-22 j
WCR and payment terms evolution MAGNIN BENJAMIN
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2020
2021
2022
Operating WCR
43 830 €
29 071 €
-14 673 €
Inventory turnover (days)
3
17
0
Customer payment term (days)
76
51
0
Supplier payment term (days)
52
18
31
Positioning of MAGNIN BENJAMIN in its sector
Comparison with sector Travaux de plâtrerie
Valuation estimate
Based on 50 transactions of similar company sales
in 2022,
the value of MAGNIN BENJAMIN is estimated at
20 321 €
(range 7 708€ - 33 141€).
With an EBITDA of 345€, the sector multiple of 3.8x is applied.
The price/revenue ratio is 0.22x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2022
50 tx
7k€20k€33k€
20 321 €Range: 7 708€ - 33 141€
NAF 4 année 2022
Aggregated at NAF sub-class level
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
345 €×3.8x
Estimation1 324 €
180€ - 1 876€
Revenue Multiple30%
236 891 €×0.22x
Estimation51 984 €
20 255€ - 85 251€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 50 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Travaux de plâtrerie)
Compare MAGNIN BENJAMIN with other companies in the same sector:
The headquarters of MAGNIN BENJAMIN is located in MONTAGNY-PRES-LOUHANS (71500), in the department Saone-et-Loire.
Where to find the tax return of MAGNIN BENJAMIN ?
The tax return of MAGNIN BENJAMIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MAGNIN BENJAMIN operate?
MAGNIN BENJAMIN operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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