Employees: 02 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 2005-12-01 (20 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: TOULOUSE (31000), Haute-Garonne
MAGISTER PATRIMOINE : revenue, balance sheet and financial ratios
MAGISTER PATRIMOINE is a French company
founded 20 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in TOULOUSE (31000),
this company of category PME
shows in 2022 a revenue of 1.1 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - MAGISTER PATRIMOINE (SIREN 487660433)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
1 062 258 €
957 192 €
N/C
884 933 €
755 820 €
788 148 €
674 594 €
Net income
722 871 €
579 356 €
455 256 €
380 276 €
319 747 €
176 748 €
139 860 €
77 125 €
48 062 €
EBITDA
N/C
N/C
605 214 €
497 981 €
N/C
239 405 €
189 273 €
111 934 €
68 036 €
Net margin
N/C
N/C
42.9%
39.7%
N/C
20.0%
18.5%
9.8%
7.1%
Revenue and income statement
In 2024, MAGISTER PATRIMOINE generates positive net income of 723 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 48 k€ -> 723 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
722 871 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
24.286%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
77.071%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.0
21.16
8.313
66.059
61.132
196.073
91.597
45.531
24.286
Financial autonomy
50.999
55.965
68.625
47.446
50.823
31.55
48.951
64.209
77.071
Repayment capacity
0.0
0.59
0.173
1.355
None
1.782
1.309
None
None
Cash flow / Revenue
6.2%
10.341%
18.365%
20.197%
None%
39.876%
42.97%
None%
None%
Sector positioning
Debt ratio
24.292024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.41
Average-14 pts over 3 years
In 2024, the debt ratio of MAGISTER PATRIMOINE (24.29) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
77.07%2024
2022
2023
2024
Q1: 12.95%
Med: 47.58%
Q3: 76.23%
Excellent+23 pts over 3 years
In 2024, the financial autonomy of MAGISTER PATRIMOINE (77.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
1.31 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.36 years
Average
In 2022, the repayment capacity of MAGISTER PATRIMOINE (1.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1801.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1801.937
Liquidity indicators evolution MAGISTER PATRIMOINE
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
2409.189
209.202
288.975
227.077
361.809
1000.03
1148.681
1061.411
1801.937
Interest coverage
2.65
1.527
1.069
0.562
None
0.333
0.705
None
None
Sector positioning
Liquidity ratio
1801.942024
2022
2023
2024
Q1: 123.9
Med: 243.5
Q3: 572.15
Excellent
In 2024, the liquidity ratio of MAGISTER PATRIMOINE (1801.94) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.7x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good
In 2022, the interest coverage of MAGISTER PATRIMOINE (0.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution MAGISTER PATRIMOINE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
118 971 €
10 277 €
85 529 €
66 927 €
0 €
85 468 €
163 078 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
46
43
60
47
0
37
51
0
0
Supplier payment term (days)
14
20
24
77
0
46
59
0
0
Positioning of MAGISTER PATRIMOINE in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of MAGISTER PATRIMOINE is estimated at
1 454 900 €
(range 688 195€ - 6 642 925€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
688k€1454k€6642k€
1 454 900 €Range: 688 195€ - 6 642 925€
NAF 5 all-time
Valuation method used
Net Income Multiple
722 871 €
×
2.0x
=1 454 900 €
Range: 688 196€ - 6 642 926€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare MAGISTER PATRIMOINE with other companies in the same sector:
Frequently asked questions about MAGISTER PATRIMOINE
What is the revenue of MAGISTER PATRIMOINE ?
The revenue of MAGISTER PATRIMOINE in 2022 is 1.1 M€.
Is MAGISTER PATRIMOINE profitable?
Yes, MAGISTER PATRIMOINE generated a net profit of 723 k€ in 2024.
Where is the headquarters of MAGISTER PATRIMOINE ?
The headquarters of MAGISTER PATRIMOINE is located in TOULOUSE (31000), in the department Haute-Garonne.
Where to find the tax return of MAGISTER PATRIMOINE ?
The tax return of MAGISTER PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does MAGISTER PATRIMOINE operate?
MAGISTER PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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