SIREN : 329151971
MAFICAL is a French company founded 42 years ago, specialized in the sector Supermarchés. Based in MANTES-LA-JOLIE (78200), this company of category PME shows in 2024 a revenue of 26.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 26 538 304 € | 25 426 744 € | 23 646 997 € | 22 888 847 € | 22 735 785 € | 22 694 532 € | 23 105 164 € | 22 532 319 € | 22 701 339 € |
| Net income | 225 611 € | 146 299 € | -136 693 € | -235 015 € | 98 211 € | 124 725 € | 27 688 € | 50 518 € | -311 424 € |
| EBITDA | 386 788 € | 280 984 € | -6 135 € | -75 396 € | 196 344 € | 298 238 € | 332 051 € | 341 123 € | 94 230 € |
| Net margin | 0.9% | 0.6% | -0.6% | -1.0% | 0.4% | 0.5% | 0.1% | 0.2% | -1.4% |
In 2024, MAFICAL achieves revenue of 26.5 M€. Revenue is growing positively over 9 years (CAGR: +2.0%). Vs 2023: +4%. After deducting consumption (22.3 M€), gross margin stands at 4.2 M€, i.e. a rate of 16%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 387 k€, representing 1.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 226 k€, i.e. 0.9% of revenue. This profit can be retained or distributed to shareholders.
26 538 304 €
4 198 310 €
386 788 €
231 082 €
225 611 €
1.5%
The debt ratio (= Financial debt / Equity x 100) stands at 35%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 35%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
34.915%
34.952%
1.502%
0.594
10.9%
In 2024, the debt ratio of MAFICAL (34.91) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of MAFICAL (35.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of MAFICAL (0.59) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 129.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 5.1x. Operating income very largely covers interest expenses: high safety margin.
129.101
5.146
In 2024, the liquidity ratio of MAFICAL (129.10) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of MAFICAL (5.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 22 days. Inventory turnover is 15 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 15 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2024, WCR increased by +34%, requiring additional financing.
1 092 582 €
1 j
23 j
15 j
15 j
Based on 551 transactions of similar company sales in 2024, the value of MAFICAL is estimated at 3 007 702 € (range 1 432 494€ - 5 902 976€). With an EBITDA of 386 788€, the sector multiple of 4.7x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 551 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MAFICAL with other companies in the same sector:
The revenue of MAFICAL in 2024 is 26.5 M€.
Yes, MAFICAL generated a net profit of 226 k€ in 2024.
The headquarters of MAFICAL is located in MANTES-LA-JOLIE (78200), in the department Yvelines.
The tax return of MAFICAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MAFICAL operates in the sector Supermarchés (NAF code 47.11D). See the 'Sector positioning' section above to compare the company with its competitors.