SIREN : 511356628
MAEL FINANCIERE is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in SANTES (59211), this company of category PME shows in 2023 a revenue of 170 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 |
|---|---|---|
| Revenue | 169 500 € | 156 000 € |
| Net income | 13 972 € | -6 841 € |
| EBITDA | 8 909 € | -10 300 € |
| Net margin | 8.2% | -4.4% |
In 2023, MAEL FINANCIERE achieves revenue of 170 k€. Vs 2022: +9%. After deducting consumption (0 €), gross margin stands at 170 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 5.3% of revenue. Positive scissor effect: EBITDA margin improves by +11.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 14 k€, i.e. 8.2% of revenue. This profit can be retained or distributed to shareholders.
169 500 €
169 500 €
8 909 €
13 974 €
13 972 €
5.3%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 8.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.0%
0.0%
8.243%
0.0
In 2023, the debt ratio of MAEL FINANCIERE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of MAEL FINANCIERE (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of MAEL FINANCIERE (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 199.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
199.553
0.022
In 2023, the liquidity ratio of MAEL FINANCIERE (199.55) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of MAEL FINANCIERE (0.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 32 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. The company must finance 12 days of gap between collections and payments. WCR is negative (-27 days): operations structurally generate cash.
-12 667 €
32 j
20 j
0 j
-27 j
Based on 77 transactions of similar company sales
in 2023,
the value of MAEL FINANCIERE is estimated at
68 031 €
(range 37 046€ - 107 585€).
With an EBITDA of 8 909€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MAEL FINANCIERE with other companies in the same sector:
The revenue of MAEL FINANCIERE in 2023 is 170 k€.
Yes, MAEL FINANCIERE generated a net profit of 14 k€ in 2023.
The headquarters of MAEL FINANCIERE is located in SANTES (59211), in the department Nord.
The tax return of MAEL FINANCIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MAEL FINANCIERE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.