SIREN : 798479614
MADY ET SAY COMPANY is a French company founded 12 years ago, specialized in the sector Autres commerces de détail spécialisés divers. Based in BORGO (20290), this company of category PME shows in 2024 a revenue of 3.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3 507 914 € | 2 679 141 € | 1 641 970 € | 1 092 619 € | 719 313 € | 579 312 € | 482 336 € | 302 526 € | 220 366 € |
| Net income | 326 236 € | 190 825 € | 88 027 € | 44 827 € | 42 975 € | 16 302 € | 20 427 € | 5 111 € | 4 698 € |
| EBITDA | 576 693 € | 400 709 € | 214 368 € | 110 471 € | 61 898 € | 32 221 € | 39 413 € | 14 767 € | 16 857 € |
| Net margin | 9.3% | 7.1% | 5.4% | 4.1% | 6.0% | 2.8% | 4.2% | 1.7% | 2.1% |
In 2024, MADY ET SAY COMPANY achieves revenue of 3.5 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +41.3%. Vs 2023, growth of +31% (2.7 M€ -> 3.5 M€). After deducting consumption (1.8 M€), gross margin stands at 1.7 M€, i.e. a rate of 49%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 577 k€, representing 16.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 326 k€, i.e. 9.3% of revenue. This profit can be retained or distributed to shareholders.
3 507 914 €
1 730 546 €
576 693 €
422 271 €
326 236 €
16.4%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 10.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.3%
0.927%
10.44%
0.0
37.3%
In 2024, the debt ratio of MADY ET SAY COMPANY (1.30) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of MADY ET SAY COMPANY (0.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MADY ET SAY COMPANY (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 302.44. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
302.445
0.0
In 2024, the liquidity ratio of MADY ET SAY COMPANY (302.44) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of MADY ET SAY COMPANY (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 16 days. Inventory turnover is 28 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 2 days of revenue, i.e. 18 k€ to permanently finance. Over 2016-2024, WCR increased by +138%, requiring additional financing.
17 961 €
1 j
17 j
28 j
2 j
Based on 117 transactions of similar company sales in 2024, the value of MADY ET SAY COMPANY is estimated at 1 861 448 € (range 1 181 189€ - 3 480 942€). With an EBITDA of 576 693€, the sector multiple of 4.0x is applied. The price/revenue ratio is 0.53x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MADY ET SAY COMPANY with other companies in the same sector:
Voir toutes les statistiques du secteur Autres commerces de détail spécialisés divers
The revenue of MADY ET SAY COMPANY in 2024 is 3.5 M€.
Yes, MADY ET SAY COMPANY generated a net profit of 326 k€ in 2024.
The headquarters of MADY ET SAY COMPANY is located in BORGO (20290).
The tax return of MADY ET SAY COMPANY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MADY ET SAY COMPANY operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.