SIREN : 812274504
MAC FINANCE SARL is a French company founded 10 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINT-MARCEAU (08160), this company of category PME shows in 2024 a revenue of 300 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 300 000 € | 340 000 € | 360 000 € | 360 000 € | N/C | N/C | 155 € | 33 245 € | N/C |
| Net income | 412 502 € | 50 812 € | 8 892 € | 57 829 € | 767 € | 70 € | -287 € | 13 295 € | -11 973 € |
| EBITDA | 40 290 € | 45 700 € | 5 427 € | 59 400 € | -13 490 € | -23 620 € | -1 720 € | 10 220 € | -14 381 € |
| Net margin | 137.5% | 14.9% | 2.5% | 16.1% | N/C | N/C | -185.2% | 40.0% | N/C |
In 2024, MAC FINANCE SARL achieves revenue of 300 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +36.9%. Significant drop of -12% vs 2023. After deducting consumption (14 k€), gross margin stands at 286 k€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 40 k€, representing 13.4% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 413 k€, i.e. 137.5% of revenue. This profit can be retained or distributed to shareholders.
300 000 €
285 874 €
40 290 €
40 290 €
412 502 €
13.4%
The debt ratio (= Financial debt / Equity x 100) stands at 50%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 138.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
50.43%
27.752%
138.049%
0.769
100.0%
In 2024, the debt ratio of MAC FINANCE SARL (50.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of MAC FINANCE SARL (27.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MAC FINANCE SARL (0.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 146.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 208.6x. Operating income very largely covers interest expenses: high safety margin.
146.388
208.613
In 2024, the liquidity ratio of MAC FINANCE SARL (146.39) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of MAC FINANCE SARL (208.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 806 days. Excellent situation: suppliers finance 798 days of the operating cycle (retail model). Overall, WCR represents 775 days of revenue, i.e. 646 k€ to permanently finance.
645 768 €
8 j
806 j
0 j
775 j
Based on 103 transactions of similar company sales in 2024, the value of MAC FINANCE SARL is estimated at 919 748 € (range 302 982€ - 2 348 475€). With an EBITDA of 40 290€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MAC FINANCE SARL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of MAC FINANCE SARL in 2024 is 300 k€.
Yes, MAC FINANCE SARL generated a net profit of 413 k€ in 2024.
The headquarters of MAC FINANCE SARL is located in SAINT-MARCEAU (08160), in the department Ardennes.
The tax return of MAC FINANCE SARL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MAC FINANCE SARL operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.