SIREN : 508735321
MAB FINANCE is a French company founded 17 years ago, specialized in the sector Gestion de fonds. Based in BAILLARGUES (34670), this company of category PME shows in 2024 a revenue of 4.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 4 755 325 € | 780 821 € | 1 263 093 € | 381 770 € | 1 574 384 € | N/C | N/C |
| Net income | 772 532 € | 142 737 € | 185 830 € | 62 355 € | 7 934 € | 285 712 € | 253 344 € |
| EBITDA | 1 006 141 € | -1 001 € | 107 381 € | 88 686 € | 22 416 € | N/C | N/C |
| Net margin | 16.2% | 18.3% | 14.7% | 16.3% | 0.5% | N/C | N/C |
In 2024, MAB FINANCE achieves revenue of 4.8 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +24.7%. Vs 2023, growth of +509% (781 k€ -> 4.8 M€). After deducting consumption (2.6 M€), gross margin stands at 2.2 M€, i.e. a rate of 46%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.0 M€, representing 21.2% of revenue. Positive scissor effect: EBITDA margin improves by +21.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 773 k€, i.e. 16.2% of revenue. This profit can be retained or distributed to shareholders.
4 755 325 €
2 180 351 €
1 006 141 €
817 846 €
772 532 €
21.2%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 17.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
2.101%
93.027%
17.423%
0.335
56.7%
In 2024, the debt ratio of MAB FINANCE (2.10) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of MAB FINANCE (93.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of MAB FINANCE (0.34) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1448.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
1448.003
0.257
In 2024, the liquidity ratio of MAB FINANCE (1448.00) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of MAB FINANCE (0.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 92 days. Excellent situation: suppliers finance 77 days of the operating cycle (retail model). Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 336 days of revenue, i.e. 4.4 M€ to permanently finance.
4 441 806 €
15 j
92 j
2 j
336 j
Based on 62 transactions of similar company sales
in 2024,
the value of MAB FINANCE is estimated at
3 989 872 €
(range 1 299 623€ - 8 905 029€).
With an EBITDA of 1 006 141€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MAB FINANCE with other companies in the same sector:
The revenue of MAB FINANCE in 2024 is 4.8 M€.
Yes, MAB FINANCE generated a net profit of 773 k€ in 2024.
The headquarters of MAB FINANCE is located in BAILLARGUES (34670), in the department Herault.
The tax return of MAB FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MAB FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.