SIREN : 530081769
MA NAVARRO is a French company founded 15 years ago, specialized in the sector Commerce de détail de meubles. Based in GUJAN MESTRAS (33470), this company of category PME shows in 2018 a revenue of 180 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2018 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 179 995 € | 178 276 € | N/C |
| Net income | 5 539 € | 7 781 € | 3 187 € |
| EBITDA | 10 490 € | 11 238 € | -159 011 € |
| Net margin | 3.1% | 4.4% | N/C |
In 2018, MA NAVARRO achieves revenue of 180 k€. Revenue is growing positively over 3 years (CAGR: +1.0%). Vs 2017: +1%. After deducting consumption (0 €), gross margin stands at 180 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 5.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 6 k€, i.e. 3.1% of revenue. This profit can be retained or distributed to shareholders.
179 995 €
179 995 €
10 490 €
7 167 €
5 539 €
5.8%
The debt ratio (= Financial debt / Equity x 100) stands at 32%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
31.534%
24.903%
4.857%
0.689
51.5%
In 2018, the debt ratio of MA NAVARRO (31.53) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2018, the financial autonomy of MA NAVARRO (24.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2018, the repayment capacity of MA NAVARRO (0.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 280.27. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.6x. Coverage is limited: any activity downturn would jeopardize interest payments.
280.266
1.621
In 2018, the liquidity ratio of MA NAVARRO (280.27) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2018, the interest coverage of MA NAVARRO (1.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 84 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 42 days. The gap of 42 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 44 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 84 days of revenue, i.e. 42 k€ to permanently finance.
41 861 €
84 j
42 j
44 j
84 j
Based on 119 transactions of similar company sales in 2018, the value of MA NAVARRO is estimated at 28 792 € (range 15 048€ - 54 755€). With an EBITDA of 10 490€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.25x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 119 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MA NAVARRO with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail de meubles
The revenue of MA NAVARRO in 2018 is 180 k€.
Yes, MA NAVARRO generated a net profit of 6 k€ in 2018.
The headquarters of MA NAVARRO is located in GUJAN MESTRAS (33470), in the department Gironde.
The tax return of MA NAVARRO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MA NAVARRO operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.