SIREN : 839115540
MA CONSEILS is a French company founded 8 years ago, specialized in the sector Gestion de fonds. Based in LABRUGUIERE (81290), this company of category PME shows in 2021 a revenue of 29 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|
| Revenue | 28 733 € | 4 009 € | 12 500 € | N/C |
| Net income | 13 498 € | 564 € | 2 320 € | -2 350 € |
| EBITDA | 18 240 € | 2 332 € | 4 181 € | -2 350 € |
| Net margin | 47.0% | 14.1% | 18.6% | N/C |
In 2021, MA CONSEILS achieves revenue of 29 k€. Over the period 2019-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +51.6%. Vs 2020, growth of +617% (4 k€ -> 29 k€). After deducting consumption (0 €), gross margin stands at 29 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 63.5% of revenue. Positive scissor effect: EBITDA margin improves by +5.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 47.0% of revenue. This profit can be retained or distributed to shareholders.
28 733 €
28 733 €
18 240 €
18 239 €
13 498 €
63.5%
The debt ratio (= Financial debt / Equity x 100) stands at 5507%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 63.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 47.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
5507.378%
1.76%
46.977%
63.377
In 2021, the debt ratio of MA CONSEILS (5507.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of MA CONSEILS (1.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of MA CONSEILS (63.38) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 287.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 12.9x. Operating income very largely covers interest expenses: high safety margin.
287.219
12.928
In 2021, the liquidity ratio of MA CONSEILS (287.22) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of MA CONSEILS (12.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-141 days): operations structurally generate cash.
-11 267 €
0 j
0 j
0 j
-141 j
Based on 76 transactions of similar company sales
in 2021,
the value of MA CONSEILS is estimated at
58 678 €
(range 20 681€ - 115 340€).
With an EBITDA of 18 240€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MA CONSEILS with other companies in the same sector:
The revenue of MA CONSEILS in 2021 is 29 k€.
Yes, MA CONSEILS generated a net profit of 13 k€ in 2021.
The headquarters of MA CONSEILS is located in LABRUGUIERE (81290), in the department Tarn.
The tax return of MA CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MA CONSEILS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.