SIREN : 817452725
M A FINANCES is a French company founded 10 years ago, specialized in the sector Activités d'architecture . Based in ROMORANTIN-LANTHENAY (41200), this company of category PME shows in 2017 a net income positive of 47 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2017 | 2016 |
|---|---|---|
| Revenue | N/C | N/C |
| Net income | 46 705 € | 36 427 € |
| EBITDA | -4 224 € | -12 972 € |
| Net margin | N/C | N/C |
In 2017, M A FINANCES generates positive net income of 47 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2017: 36 k€ -> 47 k€.
-4 224 €
-4 224 €
46 705 €
The debt ratio (= Financial debt / Equity x 100) stands at 439%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
438.547%
18.413%
6.699
In 2017, the debt ratio of M A FINANCES (438.55) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2017, the financial autonomy of M A FINANCES (18.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2017, the repayment capacity of M A FINANCES (6.70) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.
0.0
-144.413
In 2017, the liquidity ratio of M A FINANCES (0.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2017, the interest coverage of M A FINANCES (-144.4x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 77 days. Excellent situation: suppliers finance 77 days of the operating cycle (retail model).
0 €
0 j
77 j
0 j
Indicative estimate only : the number of comparable transactions in this sector is limited (22 transactions). This range of 62 525€ to 161 873€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 22 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare M A FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités d'architecture
The revenue of M A FINANCES is not publicly disclosed (confidential accounts filed with INPI).
Yes, M A FINANCES generated a net profit of 47 k€ in 2017.
The headquarters of M A FINANCES is located in ROMORANTIN-LANTHENAY (41200), in the department Loir-et-Cher.
The tax return of M A FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
M A FINANCES operates in the sector Activités d'architecture (NAF code 71.11Z). See the 'Sector positioning' section above to compare the company with its competitors.