SIREN : 414308700
LYCEA is a French company founded 28 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LYON (69009), this company of category PME shows in 2023 a revenue of 2.8 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 2 843 169 € | 2 616 935 € | N/C | N/C | N/C | 1 877 827 € | 1 676 364 € |
| Net income | 376 585 € | 786 958 € | 627 748 € | 581 257 € | 410 185 € | 314 022 € | 337 075 € |
| EBITDA | 765 926 € | 595 636 € | N/C | N/C | N/C | 470 468 € | 473 877 € |
| Net margin | 13.2% | 30.1% | N/C | N/C | N/C | 16.7% | 20.1% |
In 2023, LYCEA achieves revenue of 2.8 M€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +7.8%. Vs 2022: +9%. After deducting consumption (0 €), gross margin stands at 2.8 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 766 k€, representing 26.9% of revenue. Positive scissor effect: EBITDA margin improves by +4.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 377 k€, i.e. 13.2% of revenue. This profit can be retained or distributed to shareholders.
2 843 169 €
2 843 169 €
765 926 €
331 006 €
376 585 €
26.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 52%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 28.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
52.315%
28.263%
0.0
35.5%
In 2023, the debt ratio of LYCEA (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of LYCEA (52.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of LYCEA (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 120.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
120.363
0.001
In 2023, the liquidity ratio of LYCEA (120.36) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2023, the interest coverage of LYCEA (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 18 days. Favorable situation: supplier credit is longer than customer credit by 18 days. WCR is negative (-262 days): operations structurally generate cash. Notable WCR improvement over the period (-3650%), freeing up cash.
-2 067 439 €
0 j
18 j
0 j
-262 j
Based on 193 transactions of similar company sales (all years), the value of LYCEA is estimated at 1 453 186 € (range 425 136€ - 4 617 131€). With an EBITDA of 765 926€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LYCEA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of LYCEA in 2023 is 2.8 M€.
Yes, LYCEA generated a net profit of 377 k€ in 2023.
The headquarters of LYCEA is located in LYON (69009), in the department Rhone.
The tax return of LYCEA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LYCEA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.