LUXIOR ASSURANCES : revenue, balance sheet and financial ratios

LUXIOR ASSURANCES is a French company founded 43 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BREST (29200), this company of category PME shows in 2017 a revenue of 11.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LUXIOR ASSURANCES (SIREN 326863958)
Indicator 2023 2022 2021 2020 2017 2016
Revenue N/C N/C N/C N/C 11 234 400 € 10 897 802 €
Net income 1 130 659 € 1 376 487 € 1 260 505 € 490 399 € 1 225 522 € 1 183 848 €
EBITDA N/C N/C N/C N/C 1 786 999 € 1 834 610 €
Net margin N/C N/C N/C N/C 10.9% 10.9%

Revenue and income statement

In 2023, LUXIOR ASSURANCES generates positive net income of 1.1 M€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 1.2 M€ -> 1.1 M€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 130 659 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 55%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

14.648%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

54.805%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.0%

Solvency indicators evolution
LUXIOR ASSURANCES

Sector positioning

Debt ratio
14.65 2023
2021
2022
2023
Q1: 0.0
Med: 8.57
Q3: 49.39
Average

In 2023, the debt ratio of LUXIOR ASSURANCES (14.65) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
54.8% 2023
2021
2022
2023
Q1: 14.03%
Med: 47.19%
Q3: 74.22%
Good

In 2023, the financial autonomy of LUXIOR ASSURANCES (54.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 118.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

118.213

Liquidity indicators evolution
LUXIOR ASSURANCES

Sector positioning

Liquidity ratio
118.21 2023
2021
2022
2023
Q1: 123.62
Med: 243.64
Q3: 585.08
Watch

In 2023, the liquidity ratio of LUXIOR ASSURANCES (118.21) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LUXIOR ASSURANCES

Positioning of LUXIOR ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of LUXIOR ASSURANCES is estimated at 2 275 642 € (range 1 076 422€ - 10 390 351€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
193 transactions
1076k€ 2275k€ 10390k€
2 275 642 € Range: 1 076 422€ - 10 390 351€
NAF 5 all-time

Valuation method used

Net Income Multiple
1 130 659 € × 2.0x = 2 275 643 €
Range: 1 076 423€ - 10 390 351€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare LUXIOR ASSURANCES with other companies in the same sector:

Frequently asked questions about LUXIOR ASSURANCES

What is the revenue of LUXIOR ASSURANCES ?

The revenue of LUXIOR ASSURANCES in 2017 is 11.2 M€.

Is LUXIOR ASSURANCES profitable?

Yes, LUXIOR ASSURANCES generated a net profit of 1.1 M€ in 2023.

Where is the headquarters of LUXIOR ASSURANCES ?

The headquarters of LUXIOR ASSURANCES is located in BREST (29200), in the department Finistere.

Where to find the tax return of LUXIOR ASSURANCES ?

The tax return of LUXIOR ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LUXIOR ASSURANCES operate?

LUXIOR ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.