Employees: 11 (2023.0)Legal category: 5458Size: PMECreation date: 1957-01-01 (69 years)Status: ActiveBusiness sector: Travaux de couverture par élémentsLocation: MORLAIX (29600), Finistere
L'UNION DES OUVRIERS COUVREURS : revenue, balance sheet and financial ratios
L'UNION DES OUVRIERS COUVREURS is a French company
founded 69 years ago,
specialized in the sector Travaux de couverture par éléments.
Based in MORLAIX (29600),
this company of category PME
shows in 2022 a revenue of 1.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - L'UNION DES OUVRIERS COUVREURS (SIREN 925750135)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
1 344 102 €
1 271 369 €
1 154 276 €
1 460 024 €
1 915 376 €
2 137 058 €
1 813 132 €
Net income
6 563 €
5 583 €
2 120 €
5 920 €
-124 525 €
-36 590 €
29 493 €
35 099 €
31 587 €
EBITDA
N/C
N/C
71 415 €
128 048 €
-40 625 €
40 104 €
139 935 €
381 864 €
244 033 €
Net margin
N/C
N/C
0.2%
0.5%
-10.8%
-2.5%
1.5%
1.6%
1.7%
Revenue and income statement
In 2024, L'UNION DES OUVRIERS COUVREURS generates positive net income of 7 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 32 k€ -> 7 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
6 563 €
Loading income statement...
Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
Loading data...
Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
Loading data...
Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 84%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
4.977%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
84.15%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution L'UNION DES OUVRIERS COUVREURS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
24.563
16.089
13.249
10.656
6.256
4.323
3.406
0.93
4.977
Financial autonomy
76.001
78.684
83.132
87.125
89.568
91.879
93.749
87.159
84.15
Repayment capacity
5.097
3.103
3.516
6.201
-8.687
1.456
1.713
None
None
Cash flow / Revenue
9.77%
9.086%
7.424%
4.389%
-2.24%
8.376%
5.32%
None%
None%
Sector positioning
Debt ratio
4.982024
2022
2023
2024
Q1: 4.58
Med: 19.86
Q3: 51.33
Good
In 2024, the debt ratio of L'UNION DES OUVRIERS COUV... (4.98) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
84.15%2024
2022
2023
2024
Q1: 20.37%
Med: 41.52%
Q3: 58.49%
Excellent+14 pts over 3 years
In 2024, the financial autonomy of L'UNION DES OUVRIERS COUV... (84.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
1.71 years2022
2022
Q1: 0.0 years
Med: 0.56 years
Q3: 1.9 years
Average
In 2022, the repayment capacity of L'UNION DES OUVRIERS COUV... (1.71) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 885.89. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
885.891
Liquidity indicators evolution L'UNION DES OUVRIERS COUVREURS
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
1530.803
963.528
1423.877
2346.151
1774.745
2114.764
2916.064
781.918
885.891
Interest coverage
22.703
10.942
23.147
62.495
-45.472
8.038
10.166
None
None
Sector positioning
Liquidity ratio
885.892024
2022
2023
2024
Q1: 152.67
Med: 217.71
Q3: 316.79
Excellent
In 2024, the liquidity ratio of L'UNION DES OUVRIERS COUV... (885.89) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
10.17x2022
2022
Q1: 0.0x
Med: 0.55x
Q3: 2.45x
Excellent
In 2022, the interest coverage of L'UNION DES OUVRIERS COUV... (10.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution L'UNION DES OUVRIERS COUVREURS
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
756 819 €
723 223 €
880 939 €
786 719 €
769 048 €
620 682 €
736 286 €
0 €
0 €
Inventory turnover (days)
120
123
132
142
178
162
167
0
0
Customer payment term (days)
39
33
37
47
53
25
38
318
0
Supplier payment term (days)
42
36
45
36
43
61
27
299
0
Positioning of L'UNION DES OUVRIERS COUVREURS in its sector
Comparison with sector Travaux de couverture par éléments
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions).
This range of 6 588€ to 26 635€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2024
Indicative
6k€13k€26k€
13 730 €Range: 6 588€ - 26 635€
NAF 5 année 2024
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Travaux de couverture par éléments)
Compare L'UNION DES OUVRIERS COUVREURS with other companies in the same sector:
Frequently asked questions about L'UNION DES OUVRIERS COUVREURS
What is the revenue of L'UNION DES OUVRIERS COUVREURS ?
The revenue of L'UNION DES OUVRIERS COUVREURS in 2022 is 1.3 M€.
Is L'UNION DES OUVRIERS COUVREURS profitable?
Yes, L'UNION DES OUVRIERS COUVREURS generated a net profit of 7 k€ in 2024.
Where is the headquarters of L'UNION DES OUVRIERS COUVREURS ?
The headquarters of L'UNION DES OUVRIERS COUVREURS is located in MORLAIX (29600), in the department Finistere.
Where to find the tax return of L'UNION DES OUVRIERS COUVREURS ?
The tax return of L'UNION DES OUVRIERS COUVREURS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does L'UNION DES OUVRIERS COUVREURS operate?
L'UNION DES OUVRIERS COUVREURS operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
Rotate your phone to landscape mode to view the chart