SIREN : 794186015
LOYA is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-PAUL-DE-VENCE (06570), this company of category PME shows in 2023 a revenue of 110 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 110 021 € | 12 960 € | 27 783 € | 3 199 € | 35 953 € | 17 947 € | 102 228 € | 80 073 € | 2 655 644 € | N/C |
| Net income | 38 538 € | 6 470 € | -23 629 € | -6 041 € | 7 828 € | 1 446 € | 52 699 € | -135 € | 209 785 € | 162 € |
| EBITDA | 40 108 € | 3 294 € | 772 € | -5 880 € | 4 729 € | -7 766 € | 52 747 € | -3 998 € | 291 954 € | -3 252 € |
| Net margin | 35.0% | 49.9% | -85.0% | -188.8% | 21.8% | 8.1% | 51.6% | -0.2% | 7.9% | N/C |
In 2023, LOYA achieves revenue of 110 k€. Revenue is declining over the period 2015-2023 (CAGR: -32.8%). Vs 2022, growth of +749% (13 k€ -> 110 k€). After deducting consumption (52 k€), gross margin stands at 58 k€, i.e. a rate of 53%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 40 k€, representing 36.5% of revenue. Positive scissor effect: EBITDA margin improves by +11.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 39 k€, i.e. 35.0% of revenue. This profit can be retained or distributed to shareholders.
110 021 €
58 416 €
40 108 €
39 407 €
38 538 €
36.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 35.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
98.916%
35.664%
0.0
13.4%
In 2023, the debt ratio of LOYA (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2023, the financial autonomy of LOYA (98.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of LOYA (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 6608.21. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
6608.209
0.0
In 2023, the liquidity ratio of LOYA (6608.21) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of LOYA (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. The company must finance 6 days of gap between collections and payments. Inventory turnover is 147 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 1928 days of revenue, i.e. 589 k€ to permanently finance.
589 307 €
21 j
15 j
147 j
1928 j
Based on 63 transactions of similar company sales
in 2023,
the value of LOYA is estimated at
171 463 €
(range 52 484€ - 286 178€).
With an EBITDA of 40 108€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOYA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of LOYA in 2023 is 110 k€.
Yes, LOYA generated a net profit of 39 k€ in 2023.
The headquarters of LOYA is located in SAINT-PAUL-DE-VENCE (06570), in the department Alpes-Maritimes.
The tax return of LOYA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOYA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.