SIREN : 819949645
LOVICHALDIS is a French company founded 9 years ago, specialized in the sector Gestion de fonds. Based in SAINT-SAUVEUR-LE-VICOMTE (50390), this company of category PME shows in 2024 a revenue of 10.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10 913 594 € | 10 327 992 € | 9 381 474 € | 8 893 634 € | 8 758 216 € | 8 950 033 € | 9 018 566 € | 8 847 618 € | 689 250 € |
| Net income | -22 081 € | 627 125 € | -52 092 € | 86 669 € | -24 251 € | -23 154 € | -41 173 € | -92 939 € | -22 020 € |
| EBITDA | 19 699 € | 76 044 € | -132 675 € | 127 074 € | 2 114 € | -12 115 € | -140 375 € | -131 494 € | -131 655 € |
| Net margin | -0.2% | 6.1% | -0.6% | 1.0% | -0.3% | -0.3% | -0.5% | -1.1% | -3.2% |
In 2024, LOVICHALDIS achieves revenue of 10.9 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +41.2%. Vs 2023: +6%. After deducting consumption (8.6 M€), gross margin stands at 2.3 M€, i.e. a rate of 21%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20 k€, representing 0.2% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -22 k€ (-0.2% of revenue), which will impact equity.
10 913 594 €
2 299 101 €
19 699 €
-14 831 €
-22 081 €
0.2%
The debt ratio (= Financial debt / Equity x 100) stands at 63%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 525.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
62.735%
39.576%
0.015%
525.162
38.5%
In 2024, the debt ratio of LOVICHALDIS (62.73) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of LOVICHALDIS (39.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of LOVICHALDIS (525.16) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 75.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 64.5x. Operating income very largely covers interest expenses: high safety margin.
75.639
64.516
In 2024, the liquidity ratio of LOVICHALDIS (75.64) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of LOVICHALDIS (64.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 37 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). Inventory turnover is 20 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 24 days of revenue, i.e. 716 k€ to permanently finance.
715 932 €
2 j
37 j
20 j
24 j
Based on 62 transactions of similar company sales
in 2024,
the value of LOVICHALDIS is estimated at
1 304 913 €
(range 662 997€ - 3 601 892€).
With an EBITDA of 19 699€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOVICHALDIS with other companies in the same sector:
The revenue of LOVICHALDIS in 2024 is 10.9 M€.
LOVICHALDIS recorded a net loss in 2024.
The headquarters of LOVICHALDIS is located in SAINT-SAUVEUR-LE-VICOMTE (50390), in the department Manche.
The tax return of LOVICHALDIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOVICHALDIS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.