LOTARMOR : revenue, balance sheet and financial ratios

LOTARMOR is a French company founded 7 years ago, specialized in the sector Terrains de camping et parcs pour caravanes ou véhicules de loisirs. Based in SAINT-COME-D'OLT (12500), this company of category PME shows in 2022 a revenue of 681 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LOTARMOR (SIREN 842472706)
Indicator 2023 2022 2021 2020 2019
Revenue N/C 681 264 € 700 571 € 667 711 € 483 321 €
Net income 0 € 104 681 € 101 475 € 144 823 € 49 492 €
EBITDA N/C 113 552 € 112 070 € 149 642 € 61 332 €
Net margin N/C 15.4% 14.5% 21.7% 10.2%

Revenue and income statement

In 2023, LOTARMOR records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2019-2022: 49 k€ -> 0 €.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

12.226%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

9.952%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

68.7%

Solvency indicators evolution
LOTARMOR

Sector positioning

Debt ratio
12.23 2023
2021
2022
2023
Q1: 13.51
Med: 60.75
Q3: 186.32
Excellent

In 2023, the debt ratio of LOTARMOR (12.23) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
9.95% 2023
2021
2022
2023
Q1: 13.79%
Med: 37.26%
Q3: 60.0%
Watch

In 2023, the financial autonomy of LOTARMOR (9.9%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
0.69 years 2022
2021
2022
Q1: 0.48 years
Med: 2.33 years
Q3: 5.48 years
Good

In 2022, the repayment capacity of LOTARMOR (0.69) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 743.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

743.06

Liquidity indicators evolution
LOTARMOR

Sector positioning

Liquidity ratio
743.06 2023
2021
2022
2023
Q1: 89.89
Med: 206.71
Q3: 408.12
Excellent

In 2023, the liquidity ratio of LOTARMOR (743.06) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.64x 2022
2021
2022
Q1: 0.46x
Med: 2.81x
Q3: 8.0x
Average

In 2022, the interest coverage of LOTARMOR (0.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LOTARMOR

Positioning of LOTARMOR in its sector

Comparison with sector Terrains de camping et parcs pour caravanes ou véhicules de loisirs

Similar companies (Terrains de camping et parcs pour caravanes ou véhicules de loisirs)

Compare LOTARMOR with other companies in the same sector:

Voir toutes les statistiques du secteur Terrains de camping et parcs pour caravanes ou véhicules de loisirs

Frequently asked questions about LOTARMOR

What is the revenue of LOTARMOR ?

The revenue of LOTARMOR in 2022 is 681 k€.

Is LOTARMOR profitable?

Yes, LOTARMOR generated a net profit of 105 k€ in 2022.

Where is the headquarters of LOTARMOR ?

The headquarters of LOTARMOR is located in SAINT-COME-D'OLT (12500), in the department Aveyron.

Where to find the tax return of LOTARMOR ?

The tax return of LOTARMOR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LOTARMOR operate?

LOTARMOR operates in the sector Terrains de camping et parcs pour caravanes ou véhicules de loisirs (NAF code 55.30Z). See the 'Sector positioning' section above to compare the company with its competitors.