LORRAINE CARS GERON MARINO : revenue, balance sheet and financial ratios

LORRAINE CARS GERON MARINO is a French company founded 50 years ago, specialized in the sector Transports routiers réguliers de voyageurs. Based in SANCY (54560), this company of category ETI shows in 2024 a revenue of 3.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LORRAINE CARS GERON MARINO (SIREN 308531342)
Indicator 2024 2022 2021 2020 2019 2018 2017 2016
Revenue 3 723 807 € 4 077 641 € 4 673 920 € 4 322 785 € 7 905 414 € 6 584 605 € 6 910 215 € 5 948 684 €
Net income -3 415 € -57 530 € 6 168 € 402 768 € -395 436 € 176 935 € 153 761 € 117 952 €
EBITDA -178 960 € -193 892 € -89 178 € 301 383 € -438 970 € -52 053 € 258 434 € 317 496 €
Net margin -0.1% -1.4% 0.1% 9.3% -5.0% 2.7% 2.2% 2.0%

Revenue and income statement

In 2024, LORRAINE CARS GERON MARINO achieves revenue of 3.7 M€. Revenue is declining over the period 2016-2024 (CAGR: -5.7%). Slight decline of -9% vs 2022. After deducting consumption (807 k€), gross margin stands at 2.9 M€, i.e. a rate of 78%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -179 k€, representing -4.8% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -3 k€ (-0.1% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

3 723 807 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 916 864 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-178 960 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-76 507 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-3 415 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-4.7%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 56%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 24%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

55.796%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.813%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.544%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-18.029

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.3%

Solvency indicators evolution
LORRAINE CARS GERON MARINO

Sector positioning

Debt ratio
55.8 2024
2021
2022
2024
Q1: 0.05
Med: 13.36
Q3: 53.47
Average +34 pts over 3 years

In 2024, the debt ratio of LORRAINE CARS GERON MARINO (55.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.81% 2024
2021
2022
2024
Q1: 19.49%
Med: 38.63%
Q3: 57.22%
Average +6 pts over 3 years

In 2024, the financial autonomy of LORRAINE CARS GERON MARINO (23.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-18.03 years 2024
2021
2022
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.3 years
Excellent -11 pts over 3 years

In 2024, the repayment capacity of LORRAINE CARS GERON MARINO (-18.03) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 122.59. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

122.589

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-5.853

Liquidity indicators evolution
LORRAINE CARS GERON MARINO

Sector positioning

Liquidity ratio
122.59 2024
2021
2022
2024
Q1: 120.71
Med: 178.19
Q3: 288.37
Average

In 2024, the liquidity ratio of LORRAINE CARS GERON MARINO (122.59) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-5.85x 2024
2021
2022
2024
Q1: 0.0x
Med: 0.09x
Q3: 3.69x
Average

In 2024, the interest coverage of LORRAINE CARS GERON MARINO (-5.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 85 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 95 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Overall, WCR represents 103 days of revenue, i.e. 1.1 M€ to permanently finance. Over 2016-2024, WCR increased by +312%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 061 918 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

85 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

95 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

103 j

WCR and payment terms evolution
LORRAINE CARS GERON MARINO

Positioning of LORRAINE CARS GERON MARINO in its sector

Comparison with sector Transports routiers réguliers de voyageurs

Valuation estimate

Based on 85 transactions of similar company sales (all years), the value of LORRAINE CARS GERON MARINO is estimated at 526 131 € (range 395 908€ - 1 180 302€). The price/revenue ratio is 0.14x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
85 tx
395k€ 526k€ 1180k€
526 131 € Range: 395 908€ - 1 180 302€
NAF 5 all-time

Valuation method used

Revenue Multiple
3 723 807 € × 0.14x = 526 132 €
Range: 395 909€ - 1 180 302€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Transports routiers réguliers de voyageurs)

Compare LORRAINE CARS GERON MARINO with other companies in the same sector:

Voir toutes les statistiques du secteur Transports routiers réguliers de voyageurs

Frequently asked questions about LORRAINE CARS GERON MARINO

What is the revenue of LORRAINE CARS GERON MARINO ?

The revenue of LORRAINE CARS GERON MARINO in 2024 is 3.7 M€.

Is LORRAINE CARS GERON MARINO profitable?

LORRAINE CARS GERON MARINO recorded a net loss in 2024.

Where is the headquarters of LORRAINE CARS GERON MARINO ?

The headquarters of LORRAINE CARS GERON MARINO is located in SANCY (54560), in the department Meurthe-et-Moselle.

Where to find the tax return of LORRAINE CARS GERON MARINO ?

The tax return of LORRAINE CARS GERON MARINO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LORRAINE CARS GERON MARINO operate?

LORRAINE CARS GERON MARINO operates in the sector Transports routiers réguliers de voyageurs (NAF code 49.39A). See the 'Sector positioning' section above to compare the company with its competitors.