LOIRE PLASTIC INDUSTRIE : revenue, balance sheet and financial ratios

LOIRE PLASTIC INDUSTRIE is a French company founded 27 years ago, specialized in the sector Fabrication d'emballages en matières plastiques. Based in SAINT-ETIENNE (42000), this company of category ETI shows in 2024 a revenue of 10.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LOIRE PLASTIC INDUSTRIE (SIREN 422680322)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 10 059 958 € 10 126 466 € 11 716 731 € 10 386 250 € 10 253 899 € 9 555 416 € 9 553 222 € 9 108 589 € 7 861 375 €
Net income 206 329 € 169 654 € 161 846 € 156 340 € 606 839 € 376 853 € 439 991 € 395 670 € 375 648 €
EBITDA 957 620 € 902 621 € 845 742 € 984 677 € 1 338 230 € 908 765 € 929 578 € 869 342 € 832 608 €
Net margin 2.1% 1.7% 1.4% 1.5% 5.9% 3.9% 4.6% 4.3% 4.8%

Revenue and income statement

In 2024, LOIRE PLASTIC INDUSTRIE achieves revenue of 10.1 M€. Revenue is growing positively over 9 years (CAGR: +3.1%). Slight decline of -1% vs 2023. After deducting consumption (3.2 M€), gross margin stands at 6.8 M€, i.e. a rate of 68%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 958 k€, representing 9.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 206 k€, i.e. 2.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

10 059 958 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

6 847 909 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

957 620 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

411 713 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

206 329 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 114%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

113.576%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

33.299%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7.249%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

3.521

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

29.9%

Solvency indicators evolution
LOIRE PLASTIC INDUSTRIE

Sector positioning

Debt ratio
113.58 2024
2022
2023
2024
Q1: 0.81
Med: 21.34
Q3: 62.69
Watch

In 2024, the debt ratio of LOIRE PLASTIC INDUSTRIE (113.58) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
33.3% 2024
2022
2023
2024
Q1: 34.69%
Med: 51.42%
Q3: 66.21%
Average

In 2024, the financial autonomy of LOIRE PLASTIC INDUSTRIE (33.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
3.52 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.67 years
Q3: 2.23 years
Watch

In 2024, the repayment capacity of LOIRE PLASTIC INDUSTRIE (3.52) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 229.31. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

229.315

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

9.383

Liquidity indicators evolution
LOIRE PLASTIC INDUSTRIE

Sector positioning

Liquidity ratio
229.31 2024
2022
2023
2024
Q1: 149.84
Med: 223.59
Q3: 339.99
Good +19 pts over 3 years

In 2024, the liquidity ratio of LOIRE PLASTIC INDUSTRIE (229.31) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
9.38x 2024
2022
2023
2024
Q1: 0.29x
Med: 3.95x
Q3: 10.02x
Good +8 pts over 3 years

In 2024, the interest coverage of LOIRE PLASTIC INDUSTRIE (9.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 65 days. Favorable situation: supplier credit is longer than customer credit by 18 days. Inventory turnover is 56 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 103 days of revenue, i.e. 2.9 M€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 882 279 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

47 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

65 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

56 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

103 j

WCR and payment terms evolution
LOIRE PLASTIC INDUSTRIE

Positioning of LOIRE PLASTIC INDUSTRIE in its sector

Comparison with sector Fabrication d'emballages en matières plastiques

Valuation estimate

Based on 76 transactions of similar company sales (all years), the value of LOIRE PLASTIC INDUSTRIE is estimated at 1 290 196 € (range 556 932€ - 2 449 005€). With an EBITDA of 957 620€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.20x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
76 tx
556k€ 1290k€ 2449k€
1 290 196 € Range: 556 932€ - 2 449 005€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
957 620 € × 1.3x
Estimation 1 209 353 €
482 392€ - 2 685 033€
Revenue Multiple 30%
10 059 958 € × 0.20x
Estimation 2 046 669 €
978 408€ - 2 754 313€
Net Income Multiple 20%
206 329 € × 1.7x
Estimation 357 595 €
111 068€ - 1 400 978€
How is this estimate calculated?

This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication d'emballages en matières plastiques)

Compare LOIRE PLASTIC INDUSTRIE with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication d'emballages en matières plastiques

Frequently asked questions about LOIRE PLASTIC INDUSTRIE

What is the revenue of LOIRE PLASTIC INDUSTRIE ?

The revenue of LOIRE PLASTIC INDUSTRIE in 2024 is 10.1 M€.

Is LOIRE PLASTIC INDUSTRIE profitable?

Yes, LOIRE PLASTIC INDUSTRIE generated a net profit of 206 k€ in 2024.

Where is the headquarters of LOIRE PLASTIC INDUSTRIE ?

The headquarters of LOIRE PLASTIC INDUSTRIE is located in SAINT-ETIENNE (42000), in the department Loire.

Where to find the tax return of LOIRE PLASTIC INDUSTRIE ?

The tax return of LOIRE PLASTIC INDUSTRIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LOIRE PLASTIC INDUSTRIE operate?

LOIRE PLASTIC INDUSTRIE operates in the sector Fabrication d'emballages en matières plastiques (NAF code 22.22Z). See the 'Sector positioning' section above to compare the company with its competitors.