LOIRE INVEST : revenue, balance sheet and financial ratios

LOIRE INVEST is a French company founded 7 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in MONTIGNY-LE-BRETONNEUX (78180), this company of category GE shows in 2025 a revenue of 347 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LOIRE INVEST (SIREN 842292062)
Indicator 2025 2024 2023 2022 2021 2020 2019
Revenue 346 727 € 370 832 € 348 803 € 331 174 € 316 948 € 209 272 € 3 514 €
Net income 1 649 143 € 81 479 € 70 092 € 39 650 € 40 192 € -64 531 € -227 753 €
EBITDA 71 575 € 313 564 € 306 600 € 275 263 € 282 486 € 181 915 € -152 044 €
Net margin 475.6% 22.0% 20.1% 12.0% 12.7% -30.8% -6481.3%

Revenue and income statement

In 2025, LOIRE INVEST achieves revenue of 347 k€. Over the period 2019-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +115.0%. Slight decline of -7% vs 2024. After deducting consumption (0 €), gross margin stands at 347 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 72 k€, representing 20.6% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -77%, reducing margin by 63.9 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.6 M€, i.e. 475.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

346 727 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

346 727 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

71 575 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 237 743 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 649 143 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

20.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

74.686%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1285.492%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
LOIRE INVEST

Sector positioning

Debt ratio
0.0 2025
2023
2024
2025
Q1: 0.0
Med: 8.6
Q3: 104.1
Excellent

In 2025, the debt ratio of LOIRE INVEST (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
74.69% 2025
2023
2024
2025
Q1: 4.51%
Med: 47.13%
Q3: 86.22%
Good +43 pts over 3 years

In 2025, the financial autonomy of LOIRE INVEST (74.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.0 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.02 years
Q3: 9.04 years
Excellent -50 pts over 3 years

In 2025, the repayment capacity of LOIRE INVEST (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 395.04. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 82.7x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

395.042

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

82.676

Liquidity indicators evolution
LOIRE INVEST

Sector positioning

Liquidity ratio
395.04 2025
2023
2024
2025
Q1: 94.87
Med: 386.44
Q3: 1925.44
Good -23 pts over 3 years

In 2025, the liquidity ratio of LOIRE INVEST (395.04) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
82.68x 2025
2023
2024
2025
Q1: -0.09x
Med: 0.0x
Q3: 12.18x
Excellent

In 2025, the interest coverage of LOIRE INVEST (82.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 5 days. Favorable situation: supplier credit is longer than customer credit by 5 days. WCR is negative (-554 days): operations structurally generate cash. Notable WCR improvement over the period (-329%), freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-533 485 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

5 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-554 j

WCR and payment terms evolution
LOIRE INVEST

Positioning of LOIRE INVEST in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 117 transactions of similar company sales in 2025, the value of LOIRE INVEST is estimated at 1 719 965 € (range 523 167€ - 4 060 987€). With an EBITDA of 71 575€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
117 transactions
523k€ 1719k€ 4060k€
1 719 965 € Range: 523 167€ - 4 060 987€
NAF 5 année 2025

Valuation detail by method

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EBITDA Multiple 50%
71 575 € × 2.7x
Estimation 191 834 €
125 437€ - 560 628€
Revenue Multiple 30%
346 727 € × 0.92x
Estimation 318 402 €
149 525€ - 750 881€
Net Income Multiple 20%
1 649 143 € × 4.6x
Estimation 7 642 641 €
2 077 959€ - 17 777 045€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare LOIRE INVEST with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about LOIRE INVEST

What is the revenue of LOIRE INVEST ?

The revenue of LOIRE INVEST in 2025 is 347 k€.

Is LOIRE INVEST profitable?

Yes, LOIRE INVEST generated a net profit of 1.6 M€ in 2025.

Where is the headquarters of LOIRE INVEST ?

The headquarters of LOIRE INVEST is located in MONTIGNY-LE-BRETONNEUX (78180), in the department Yvelines.

Where to find the tax return of LOIRE INVEST ?

The tax return of LOIRE INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LOIRE INVEST operate?

LOIRE INVEST operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.