LOIRE ET CONSEIL : revenue, balance sheet and financial ratios

LOIRE ET CONSEIL is a French company founded 17 years ago, specialized in the sector Agences immobilières. Based in ORLEANS (45000), this company of category PME shows in 2019 a revenue of 702 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LOIRE ET CONSEIL (SIREN 511359903)
Indicator 2023 2021 2020 2019 2018 2017
Revenue N/C N/C N/C 702 385 € 703 063 € 634 940 €
Net income 69 199 € 13 147 € -127 426 € 45 059 € 68 134 € 60 894 €
EBITDA N/C N/C N/C 56 736 € 86 541 € 81 099 €
Net margin N/C N/C N/C 6.4% 9.7% 9.6%

Revenue and income statement

In 2023, LOIRE ET CONSEIL generates positive net income of 69 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2017-2023: 61 k€ -> 69 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

69 199 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 232%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 16%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

231.953%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

15.845%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

25.8%

Solvency indicators evolution
LOIRE ET CONSEIL

Sector positioning

Debt ratio
231.95 2023
2020
2021
2023
Q1: 0.0
Med: 11.27
Q3: 68.66
Average

In 2023, the debt ratio of LOIRE ET CONSEIL (231.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
15.85% 2023
2020
2021
2023
Q1: 3.91%
Med: 28.47%
Q3: 61.04%
Average +8 pts over 3 years

In 2023, the financial autonomy of LOIRE ET CONSEIL (15.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 191.54. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

191.543

Liquidity indicators evolution
LOIRE ET CONSEIL

Sector positioning

Liquidity ratio
191.54 2023
2020
2021
2023
Q1: 106.74
Med: 191.7
Q3: 498.6
Good -25 pts over 3 years

In 2023, the liquidity ratio of LOIRE ET CONSEIL (191.54) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LOIRE ET CONSEIL

Positioning of LOIRE ET CONSEIL in its sector

Comparison with sector Agences immobilières

Valuation estimate

Based on 63 transactions of similar company sales in 2023, the value of LOIRE ET CONSEIL is estimated at 154 276 € (range 51 679€ - 392 697€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
63 tx
51k€ 154k€ 392k€
154 276 € Range: 51 679€ - 392 697€
NAF 5 année 2023

Valuation method used

Net Income Multiple
69 199 € × 2.2x = 154 277 €
Range: 51 679€ - 392 697€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Agences immobilières)

Compare LOIRE ET CONSEIL with other companies in the same sector:

Voir toutes les statistiques du secteur Agences immobilières

Frequently asked questions about LOIRE ET CONSEIL

What is the revenue of LOIRE ET CONSEIL ?

The revenue of LOIRE ET CONSEIL in 2019 is 702 k€.

Is LOIRE ET CONSEIL profitable?

Yes, LOIRE ET CONSEIL generated a net profit of 69 k€ in 2023.

Where is the headquarters of LOIRE ET CONSEIL ?

The headquarters of LOIRE ET CONSEIL is located in ORLEANS (45000), in the department Loiret.

Where to find the tax return of LOIRE ET CONSEIL ?

The tax return of LOIRE ET CONSEIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LOIRE ET CONSEIL operate?

LOIRE ET CONSEIL operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.