LOIRE DISTRIBUTION AUTOMATIQUE : revenue, balance sheet and financial ratios

LOIRE DISTRIBUTION AUTOMATIQUE is a French company founded 23 years ago, specialized in the sector Location et location-bail d'autres biens personnels et domestiques. Based in ANDREZIEUX-BOUTHEON (42160), this company of category PME shows in 2024 a revenue of 6.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LOIRE DISTRIBUTION AUTOMATIQUE (SIREN 444409130)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 6 724 042 € 5 871 169 € 4 866 617 € 4 001 341 € 3 879 461 € 4 491 179 € 4 198 359 € 2 904 067 € 2 821 709 €
Net income 228 006 € 169 333 € 221 264 € 364 084 € 175 337 € 65 839 € 134 575 € 156 055 € 86 273 €
EBITDA 1 052 129 € 839 569 € 598 857 € 767 665 € 523 530 € 493 428 € 430 710 € 464 112 € 458 846 €
Net margin 3.4% 2.9% 4.5% 9.1% 4.5% 1.5% 3.2% 5.4% 3.1%

Revenue and income statement

In 2024, LOIRE DISTRIBUTION AUTOMATIQUE achieves revenue of 6.7 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.5%. Vs 2023, growth of +15% (5.9 M€ -> 6.7 M€). After deducting consumption (1.9 M€), gross margin stands at 4.8 M€, i.e. a rate of 72%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.1 M€, representing 15.6% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 228 k€, i.e. 3.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

6 724 042 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

4 841 128 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 052 129 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

299 705 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

228 006 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

15.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 38%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 10.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

18.434%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

38.431%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

10.118%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.477

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.8%

Solvency indicators evolution
LOIRE DISTRIBUTION AUTOMATIQUE

Sector positioning

Debt ratio
18.43 2024
2022
2023
2024
Q1: 0.0
Med: 9.81
Q3: 79.47
Average

In 2024, the debt ratio of LOIRE DISTRIBUTION AUTOMA... (18.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
38.43% 2024
2022
2023
2024
Q1: 5.79%
Med: 33.76%
Q3: 60.35%
Good

In 2024, the financial autonomy of LOIRE DISTRIBUTION AUTOMA... (38.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.48 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.07 years
Q3: 1.57 years
Average -18 pts over 3 years

In 2024, the repayment capacity of LOIRE DISTRIBUTION AUTOMA... (0.48) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 283.61. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.3x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

283.614

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.311

Liquidity indicators evolution
LOIRE DISTRIBUTION AUTOMATIQUE

Sector positioning

Liquidity ratio
283.61 2024
2022
2023
2024
Q1: 106.8
Med: 176.44
Q3: 303.96
Good

In 2024, the liquidity ratio of LOIRE DISTRIBUTION AUTOMA... (283.61) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
3.31x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.31x
Excellent

In 2024, the interest coverage of LOIRE DISTRIBUTION AUTOMA... (3.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 47 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 52 days. Favorable situation: supplier credit is longer than customer credit by 5 days. Inventory turnover is 66 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 20 days of revenue, i.e. 373 k€ to permanently finance. Over 2016-2024, WCR increased by +719%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

373 252 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

47 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

52 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

66 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

20 j

WCR and payment terms evolution
LOIRE DISTRIBUTION AUTOMATIQUE

Positioning of LOIRE DISTRIBUTION AUTOMATIQUE in its sector

Comparison with sector Location et location-bail d'autres biens personnels et domestiques

Valuation estimate

Based on 69 transactions of similar company sales (all years), the value of LOIRE DISTRIBUTION AUTOMATIQUE is estimated at 3 581 924 € (range 1 587 220€ - 7 407 487€). With an EBITDA of 1 052 129€, the sector multiple of 4.9x is applied. The price/revenue ratio is 0.40x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
69 tx
1587k€ 3581k€ 7407k€
3 581 924 € Range: 1 587 220€ - 7 407 487€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 052 129 € × 4.9x
Estimation 5 171 847 €
2 219 957€ - 11 164 214€
Revenue Multiple 30%
6 724 042 € × 0.40x
Estimation 2 709 041 €
1 351 736€ - 4 225 556€
Net Income Multiple 20%
228 006 € × 4.0x
Estimation 916 444 €
358 608€ - 2 788 568€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location et location-bail d'autres biens personnels et domestiques)

Compare LOIRE DISTRIBUTION AUTOMATIQUE with other companies in the same sector:

Voir toutes les statistiques du secteur Location et location-bail d'autres biens personnels et domestiques

Frequently asked questions about LOIRE DISTRIBUTION AUTOMATIQUE

What is the revenue of LOIRE DISTRIBUTION AUTOMATIQUE ?

The revenue of LOIRE DISTRIBUTION AUTOMATIQUE in 2024 is 6.7 M€.

Is LOIRE DISTRIBUTION AUTOMATIQUE profitable?

Yes, LOIRE DISTRIBUTION AUTOMATIQUE generated a net profit of 228 k€ in 2024.

Where is the headquarters of LOIRE DISTRIBUTION AUTOMATIQUE ?

The headquarters of LOIRE DISTRIBUTION AUTOMATIQUE is located in ANDREZIEUX-BOUTHEON (42160), in the department Loire.

Where to find the tax return of LOIRE DISTRIBUTION AUTOMATIQUE ?

The tax return of LOIRE DISTRIBUTION AUTOMATIQUE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LOIRE DISTRIBUTION AUTOMATIQUE operate?

LOIRE DISTRIBUTION AUTOMATIQUE operates in the sector Location et location-bail d'autres biens personnels et domestiques (NAF code 77.29Z). See the 'Sector positioning' section above to compare the company with its competitors.