Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

LOIRE AUTO'MOBILE : revenue, balance sheet and financial ratios

LOIRE AUTO'MOBILE is a French company founded 12 years ago, specialized in the sector Entretien et réparation de véhicules automobiles légers. Based in SAINT-JUST-SAINT-RAMBERT (42170), this company of category PME shows in 2023 a net income positive of 50 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LOIRE AUTO'MOBILE (SIREN 792987141)
Indicator 2023
Revenue N/C
Net income 49 735 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2023, LOIRE AUTO'MOBILE generates positive net income of 50 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

49 735 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

51.073%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

48.095%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

20.5%

Solvency indicators evolution
LOIRE AUTO'MOBILE

Sector positioning

Debt ratio
51.07 2023
2023
Q1: 5.17
Med: 28.2
Q3: 82.06
Average

In 2023, the debt ratio of LOIRE AUTO'MOBILE (51.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
48.09% 2023
2023
Q1: 19.25%
Med: 41.82%
Q3: 60.17%
Good

In 2023, the financial autonomy of LOIRE AUTO'MOBILE (48.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 140.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

140.991

Liquidity indicators evolution
LOIRE AUTO'MOBILE

Sector positioning

Liquidity ratio
140.99 2023
2023
Q1: 141.2
Med: 208.66
Q3: 306.13
Average

In 2023, the liquidity ratio of LOIRE AUTO'MOBILE (140.99) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 173 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 257 days. Excellent situation: suppliers finance 84 days of the operating cycle (retail model).

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

173 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

257 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
LOIRE AUTO'MOBILE

Positioning of LOIRE AUTO'MOBILE in its sector

Comparison with sector Entretien et réparation de véhicules automobiles légers

Valuation estimate

Based on 139 transactions of similar company sales in 2023, the value of LOIRE AUTO'MOBILE is estimated at 271 298 € (range 116 600€ - 576 974€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
139 transactions
116k€ 271k€ 576k€
271 298 € Range: 116 600€ - 576 974€
NAF 5 année 2023

Valuation method used

Net Income Multiple
49 735 € × 5.5x = 271 298 €
Range: 116 600€ - 576 975€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 139 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Entretien et réparation de véhicules automobiles légers)

Compare LOIRE AUTO'MOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Entretien et réparation de véhicules automobiles légers

Frequently asked questions about LOIRE AUTO'MOBILE

What is the revenue of LOIRE AUTO'MOBILE ?

The revenue of LOIRE AUTO'MOBILE is not publicly disclosed (confidential accounts filed with INPI).

Is LOIRE AUTO'MOBILE profitable?

Yes, LOIRE AUTO'MOBILE generated a net profit of 50 k€ in 2023.

Where is the headquarters of LOIRE AUTO'MOBILE ?

The headquarters of LOIRE AUTO'MOBILE is located in SAINT-JUST-SAINT-RAMBERT (42170), in the department Loire.

Where to find the tax return of LOIRE AUTO'MOBILE ?

The tax return of LOIRE AUTO'MOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LOIRE AUTO'MOBILE operate?

LOIRE AUTO'MOBILE operates in the sector Entretien et réparation de véhicules automobiles légers (NAF code 45.20A). See the 'Sector positioning' section above to compare the company with its competitors.