SIREN : 899594766
LOIRE AGENCEMENTS is a French company founded 4 years ago, specialized in the sector Travaux de plâtrerie. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2025 a revenue of 206 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2022 |
|---|---|---|
| Revenue | 206 500 € | 112 678 € |
| Net income | 940 € | 5 791 € |
| EBITDA | 2 417 € | 8 656 € |
| Net margin | 0.5% | 5.1% |
In 2025, LOIRE AGENCEMENTS achieves revenue of 206 k€. Vs 2022, growth of +83% (113 k€ -> 206 k€). After deducting consumption (40 k€), gross margin stands at 166 k€, i.e. a rate of 80%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 1.2% of revenue. Warning negative scissor effect: despite revenue change (+83%), EBITDA varies by -72%, reducing margin by 6.5 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 940 €, i.e. 0.5% of revenue. This profit can be retained or distributed to shareholders.
206 500 €
166 041 €
2 417 €
541 €
940 €
1.2%
The debt ratio (= Financial debt / Equity x 100) stands at -69%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
-68.999%
12.668%
1.35%
0.286
33.4%
In 2025, the debt ratio of LOIRE AGENCEMENTS (-69.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of LOIRE AGENCEMENTS (12.7%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2025, the repayment capacity of LOIRE AGENCEMENTS (0.29) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 82.57. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 3.6x. Financial charges are adequately covered by operations.
82.567
3.558
In 2025, the liquidity ratio of LOIRE AGENCEMENTS (82.57) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of LOIRE AGENCEMENTS (3.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 41 days. Favorable situation: supplier credit is longer than customer credit by 26 days. Inventory turnover is 45 days (= Average inventory / Cost of goods x 360). WCR is negative (-32 days): operations structurally generate cash.
-18 527 €
15 j
41 j
45 j
-32 j
Indicative estimate only : the number of comparable transactions in this sector is limited (39 transactions). This range of 9 350€ to 22 516€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 39 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LOIRE AGENCEMENTS with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de plâtrerie
The revenue of LOIRE AGENCEMENTS in 2025 is 206 k€.
Yes, LOIRE AGENCEMENTS generated a net profit of 940€ in 2025.
The headquarters of LOIRE AGENCEMENTS is located in SAINT-ETIENNE (42000), in the department Loire.
The tax return of LOIRE AGENCEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LOIRE AGENCEMENTS operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.